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Just got home from work, and among the post was a hand delivered envelope addresses to me.

Inside was a card asking me to telephone the mobile number on the card to discuss an important matter. It doesn't say where it is from or any refererence number.

Also, I have had no notification of anyone coming to the house to see me from any of the companies that I owe money to.

Do I ring the number or just wait and see. I am very worried now of opening the door to anyone.

 

Any advice please, thanks.

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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I know, I am just scared to walk outside the door in case he is waiting in a car to catch me. I won't be opening the front door to anyone, if anyone is coming to see me they always let me know, If I am not expecting anyone, I don't answer the door if there is a knock. just worried sick that it could be a bailiff or debt collector, and by rights, they should let you know if they are coming to the house. The number on the card to call was a missed call on my landline this morning, but no message was left.

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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I know, I am just scared to walk outside the door in case he is waiting in a car to catch me. I won't be opening the front door to anyone, if anyone is coming to see me they always let me know, If I am not expecting anyone, I don't answer the door if there is a knock. just worried sick that it could be a bailiff or debt collector, and by rights, they should let you know if they are coming to the house. The number on the card to call was a missed call on my landline this morning, but no message was left.

I am so sorry that you are living in such fear, mazza. Have you spoken to anyone at the citizen's advice bureau? If you are having financial problems, perhaps they can advise you. You shouldn't have to deal with things alone, and the cab can offer you sound advice, I'm sure.

No-one should have to face such fear alone!

If that call was important, they can ring you back.

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Up to today I have been fine, I am on a debt management plan, have been since November, so I know my credit cards & catalogues are getting sorted, and i don't receive anymore letters or phone calls. In the last month I have received 2 letters of 2 DCA - Corporate Credit Media & Wescott - to which I have sent CCA requests of to. Heard from CCM who said they couldn't give me the information requested and they returned my £1 and not heard anymore. Wescott have not replied, so the 12 days for both are up, so I can't think who this card could be from.

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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As I say, if it's important, they can call you back.

 

Why should you have to bear the cost of a phonecall to a mobile phone number? Let them foot the bill!

 

 

And if it is that important, they will leave a message on the answer machine. Right I am not going to worry anymore - well I will try not to!!

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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Oh by the way, thanks younganfree!!

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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You're welcome, mazza.

They say a problem shared is a problem halved. You should consider yourself among friends here. And if you can't talk to your friends, who can you talk to?

Keep posting if you need anymore words of encouragement. :cool:

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Oh well, I found out who the card was off. I forwarded the details to the company who I have my dmp with, and the card is off a company on behalf of GE Money. I am one month in arrears with them but I have made arrangements to pay extra each month and it will be reviewed again in April. So why they have sent someone to my house and scared the life out of me I don't know why, as I have kept to the arrangement that I said I would do. I am so angry with GE Money!!:mad:

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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Share on other sites

Phoned GE Money when I got home from work, and they couldn't understand why someone was instructed to visit me at home when I have an arrangement in place and I have kept to it. They couldn't apologise enough. Obviously these people don't talk to each other. Feel better now anyway that it's sorted!

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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