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Chica vs Black Horse


chica
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Just a thought...has anyone 'won' against black horse? It was for financing a family portrait...does that make a difference?

Bank charges: Abbey won in 2006, Halifax won in 2006, Capital One won in 2006.

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Hi,

I reclaimed charges on a finance agreement.........as soon as I filed court papers they paid up but without the court fees or interest....I have now applied for a default judgement for this

 

Roscodog18

"What counts is not necessarily the size of the dog in the fight; it's the size of the fight in the dog."

Dwight D. Eisenhower

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Thanks I was getting a bit worried I'd be trying to claim for something I wasn't entitled to!!

Bank charges: Abbey won in 2006, Halifax won in 2006, Capital One won in 2006.

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Black Horse did rot respond to my prelim or lba! Only when I filed at court.:)

 

Roscodog18

 

 

Hi Roscodog18, Did you get your statements okay? and did they then settle in full?

 

Thanks

Bank charges: Abbey won in 2006, Halifax won in 2006, Capital One won in 2006.

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Hi,

i already had my statements....so sar they have settled the charges but not interest or court fee. total still outstandig is just over £110 so I have asked the court for a default judgement because they have not responded to the court.

 

Roscodog18

"What counts is not necessarily the size of the dog in the fight; it's the size of the fight in the dog."

Dwight D. Eisenhower

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  • 3 weeks later...

Letter was signed for on the 14th March. Still awaiting statements.

Bank charges: Abbey won in 2006, Halifax won in 2006, Capital One won in 2006.

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40 days from when they received them.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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  • 3 weeks later...

40 days runs out on Monday 23rd April and still not heard anything. What should I do?

Bank charges: Abbey won in 2006, Halifax won in 2006, Capital One won in 2006.

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Hi Chica,

 

i won against Black Horse without the need to take court action heres a link to my thread http://www.consumeractiongroup.co.uk/forum/other-institutions/57102-pt2537-black-horse-finance.html

 

they basically didnt want to go to court and paid up after i sent them a LBA. i had to contact their call centre in cardiff to get my statements (they sent them free!!) and i called my local office and the manager contacted a bloke at head office who authorised payment.when i spoke to the manager at the local office in southampton he did say that due to the high volume of letters they are recieveing they dont get the chance to pay before people take them to court, he also said that they settled my account because i called them.i dont want to get your hopes up but you never know it may be worth giving them a call

 

if you check through my thread it may be of help to you

 

regards

 

paul

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