Brok V Nationwide

[brok]

Hi All,

Have typed and printed my Schedule of Charges. Just about to send with Preliminary approach for repayment letter...but wow.....which contact address should i send it to??

 

Have looked and there are two different threads for Contact Details to Nationwide, both of which have different addresses.....

 

Which is the definitive address? Or does it not matter? Also should I send it to a few of the addresses?

 

Many thanks for any help given. Cant wait to get started on this and send these off to bank - apprehensive but hopeful!!

[bobinramsey]

Hi Brok.

This might help..

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31052-contact-details-banks.html

[brok]

Hi thanks for that

 

That is one of the threads i looked at - but there is also another one, with several different addresses. Do i just use this one then??

[brok]

I'm assuming it doesn't matter which of the addresses for Nationwide I send my Schedule of Charges and Preliminary Letter to? :?

[brok]

Hi All,

 

Updating the situation with Nationwide.

 

Having sent my LBA I recieved a letter from Nationwide on 4/05/07, which may be the standard 'bog off' letter but it went along the lines of - Thankyou for your letter...then explaining why charges are appilied...suggesting an overdraught....and then finally this paragragh ....

 

" After careful consideration of your request, we're sorry that we can't agree to your charges being refunded. Only in exceptional circumstances do we refund charges and on this occasion we feel it would be unfair to other members who find themselves in a similar situation and whose charges still remain. We realise that our answer will disappoint you however we trust that we have clarified the Society's position..." etc.

 

What is my best course of action now? Do i file a claim at court next? That would seem to be the next step.

As i have mentioned in an earlier thread about Halifax claim, i am pregnant (now 12 weeks) and have been suffering with sickness, exhaustion etc!

This is making the whole process more difficult.

 

Any help very much appreciated. Many thanks.

[Stewpot42]

No, dont file at court yet! You need to send your "Letter Before Action" which vcan be found in the templates section - which lets teh bank know that you are going to go to court within 14 days of that LBA letter.

[ireatianu]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html#post272

 

Regards

 

Ireatianu:)

[brok]

Having sent my LBA I recieved a letter from Nationwide on 4/05/07

 

 

Hi again

 

I have sent my Letter Before Action, a.k.a LBA, as mentioned in my post above. This was sent 23/04/07.

The letter i recieved from Nationwide on 4/05/07 is a reply to my Letter Before Action.

 

Due to feeling so 'foggy' and exhausted with the pregnancy right now any guidance as to what to do next (in idiot proof steps haha) would be very much appreciated, as i'm also trying to keep stress to a mininimum...i'm assuming i need to apply to court next...?....am i right?? :o

 

Many thanks!

[mars32]

I got exactly the same letter after the Request for Payment and the LBA - just ignore it and carry on - Best of Luck

[MilkTrayMan]

Hi brok!

...exhausted with the pregnancy right now any guidance as to what to do next (in idiot proof steps haha) would be very much appreciated

Try the book by 'Dr Spock'??!...lol...

 

 

...i'm also trying to keep stress to a mininimum

???...STRESS???

Try being a bloke left pacing up + down for hours on end, in a NON-smoking waiting room, after the midwife has forcibly took the gas & air off U and come out with a rather feeble excuse that someone else needs it!

 

Jeez!...I just don't know how a woman would cope if she ever had a 'runny nose'

...Now that's REAL pain for U!!!...lol...

 

 

...i'm assuming i need to apply to court next...?....am i right??

Yep, U sure are! (...aren't women always right?!... )

According to the dates that U have posted, Nationwide have had receipt of your LBA for more than the 14 days that U said that U would allow them.

 

The next step is to choose whether U want to File your Claim @ Court, either by using a N1 Form, or via MCOL.

 

Reading through the following Thread + the links therein may help U (...especially #23):

 

http://www.consumeractiongroup.co.uk/forum/nationwide/84346-dickie-nationwide.html

 

 

 

Also note...

If U are Claiming certain benefits, using the N1 Form may be more beneficial for U.

[brok]

Many thanks for the help.

 

I am a single mum so yes, i think the N1 Form sounds like the best option

 

I will proceed with this and check out the links given, that's great!