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    • Hi Bookie, good to hear from you again. I am pretty sure that Gatwick and  Heathrow now work the same con of having to pay a £5 fee for dropping someone off at the terminal. So as your friend did not drop anyone off and did not stop, they were not in a position to read the T&Cs so did not accept the contract.  The airport is covered by Bye Laws so the PCN cannot be PoFA compliant which means that only the driver can be held liable and even they cannot be liable as they did not accept the contract. They did not stop, so no waiting time involved. Nothing to pay so discount period irrelevant. Complain to Airport and the ICO. Do not disclose the driver's name. If writing to complain, ensure that the complaint is in the name of the keeper.
    • As you can tell from the regulars' reactions, you've gone about this differently from how we normally do.   However, if the appeal is with POPLA - it's a matter of waiting for the result then taking it from there.
    • You're very welcome SF   Yep it's a relief for sure! I'm almost 18 months into the 'stopping paying everyone at the same time' idea, so I know what's coming for you and it's nothing to worry about.   Your postman might start getting annoyed though   Just remember, should you ever receive a letter of claim / letter before claim DO NOT ignore it! come back here for help.   Over the coming months and while you're witnessing the deforestation arrive via the post, stick around CAG and read read read
    • No expert, but common sense usually prevails with most employment laws (in my own experience that is). Due to your time in service they will have to consider any request for change of contract carefully and provide justification for any rejection.   i don't know your type of work but you mentioned you requested transfer.. Perhaps flexible working is an option for you? I took to google once again: (I can't link sites) Employer should consider an application for flexible working: flexible start and finish times compressed working hours annualised working hours working from home Reduction in hours would follow same process, just speak with them and request it.   If they reject, then your in-place contract applies and you will be expected to resume and furnish that contract, otherwise yes dismissal likely due to absence policy eventually.   Having just spent a decent amount of time scrolling web results to searches, I think you've already done that too given what you've said, so I would suggest you call the helpline to get official answers
    • @dx100ukHi DX and thanks for your help   Is it just E&W that don’t be bothered to go to court or Scotland too? Is being in Scotland meaning it will be worse for me re: court action or similar to E&W.   When you say “rock and a hard place sadly you be, the only thing you have going for you is time”, I’m not entirely sure I’m grasping the context. Just want to make sure I get it and why so don’t make any mistakes.   So if a debt was E&W and with DCA, can I send a SB letter even when I’ve been paying it recently?    @Badtimes123Thanks for all the info and guidance on the correct way to move forward, plus the info on AP markers, I take that on board.   Thanks for all your help and for going through each debt like you did, really appreciate that.   I’ll get prepared for the forest of letters and will keep it organised and filed separately.  So it looks like the answer definitely is to default and stop trying to maintain each debt.  Sounds good in a strange way.   Thanks again   SF  
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is this another stalling tactic


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hi i sent my lba off 2 weeks ago and got a letter back today which reads

 

dear mr best

i refer to your recent letter and as requested i have reopened the complaint and a further review is been undertaken

 

my understanding of the further issues you have raised are as follows:

 

initial complaint not fully investigated

no refund of charges levied to the account

 

i hope to respond to your complaint shortly. i will write to you as soon as possible, once i have had the opportunity to review the above

 

please be assured that every effort is being made to bring your compliant to a satisfactory conclusion

 

 

 

is this another stalling tactic? should i start court procedings?

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Stick to your deadlines

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Just put a year ' since XXXX'.

 

s69 8% is not just 8% of your charges.Use the Simple S/S here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-interest-calculation-spreadsheets.html

 

See here for a visual guide:

http://www.consumeractiongroup.co.uk/forum/barclays-bcard-woolwich-successes/7226-maisielou-barclays.html#post50088

 

Overwrite the existing examples type of charge, amount and date.

 

The days since and 8% will be calculated automatically

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