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corsicanpine

Corsicanpine v Natwest ***WON***

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Hi,

 

SAR sent to Natwest, no info received yet only telephone message and letter received today informing me that my account has been selected for review and to get in touch to arrange an appointment at the bank. Anyone advise?

 

thanks

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yeah don't call them back... I had the same.. just tell them where to go..

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Thanks,

 

My sentiments exactly, just needed some backing from experienced sorts

 

Cheers

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Good luck............ and don't let the Nasties get you down!!! :D


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Received all my statements last Thursday 22nd, letter requesting payment in post next day. Just sit and wait now.

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Patience is a virtue, and it comes to those that wait. Both quite true dealing with Nat West .Good luck.


A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Good luck!:)

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No response to prelim letter, so LBA in post yesterday. Yet more waiting!!

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But at the end of the day when you get your cash the waiting will forgotten.


PPMAN159

 

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No response from Natwest, although Royal Mail website cannot confirm delivery of LBA.

 

MCOL completed today anyway!!

 

Another few weeks!!!

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MCOL acknowledged today, nothing more

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Received a letter this morning from the Natwest, they apologise for me having concerns, explain that all thier T's & C's are explained when opening an account, they explain that they do sometimes make charges and that,

 

"for these reasons, we do not agree with the basis of your complaint. We believe that the charges we levy are for providing services and that they are not penalties or charges for default. Furthermore we believe that these charges are fair, reasonable and transparent.

 

However, having reviewed your case and as a gesture of goodwill and without admission of liability or error, in this instance we are prepared to offer the amount of £***.00 paid direct to your account.

 

To accept this offer in full and final settlement complete the attached form, blah, blah, blah......."

 

The offer is for my claim of charges but not the £10 SAR fee, 8% interest or the £50 court fee.

 

Anyone advise

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If these charges are for providing services .Why are they stiil offering you a good will gesture ??? If you have not included a claim for interest you will have to accept their offer.


A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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My claim was for the charges , sar fee, 8% interest and £50 court fee. They have just offered me the charges back.

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The 8% interest was this overdraft interest or the court s.69 interest which you cannot claim until you file at court.


A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Sorry, I should explain,

 

My claim was issuedthrough MCOL last month. Natwest have another week to defend. The interest was s.69.

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Oh right that is clearer. Well the choice is yours Deal or no deal. I would reject the offer and pursue your claim http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html ,but on the other hand the court could say you were unreasonable continuing your claim if you have been offered a full refund of your charges. So you could write or phone Nat West to ask them to pay your £10 sar fee and your court fee. They will write back to you and say no chance in my opinion . So carry on with your claim.


A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Just come off the phone,

 

The lady I spoke to told me that they are not paying out any interest or court fees, just the charges.

 

As you say, deal or no deal????????

 

I am tempted to take the money and run, but principle tells me to stick it out as it is all my money!

 

If they were prepared to offer me the charges why didn't they do so before I filed at court? They had plenty of time!!

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If the amount you are claiming is relatively small and you are not bothered about losing your court fee,your S.A.R - (Subject Access Request) fee and the court interest then settle. They are so arragant in their attitude. They would not hesitate one second to debit your account as we speak for a £38 returned cheque charge. I would continue it is your right to claim against them and if they cannot return your funds quick enough. Before you start court action that's their bad luck.


A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Just to say that if you accept the offer that they have made, Nasty Vest will not pay out until you have cancelled the court action.

 

This is not made clear in the offer letter but it is the line that Customer Services are using.

 

I only found this out yesterday when I chased them for my settlement monies.

 

Good luck


PPMAN159

 

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Then the choice is easy. The court system is in place to help us fight the unlawful acts of these banks. So use it and gain your just rights that alot of people have fought in many wars to keep.


A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Think I'll take them on, I've come this far!!!

 

They only have 7 days left before I can apply for judgement by default as their 28 days will be up by then.

 

I know that 'winning' that way is not technically a win, but its worth a try!!

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Any win where you get your money back is a win in my book.

 

Also not wishing to put a downer on things but you need to be aware that they may well enter a defence at the very last minute.


PPMAN159

 

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I am aware of that, but is that a norm.

 

My claim seems quite trivial compared to a lot on this site, will they take it all the way for £100 or so more??

 

And why are they prepared to pay me £350ish in the first place, why not rerfuse to pay any??

 

Is it just a ploy so that they can show the court later that they were prepared to pay up most of it but that i refused?

 

Anyway, you have to speculate to accumalate!

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The banks seem to be prepared to let these claims go all the way.

 

I assume that the reason for it is that they hope that if people are faced with going to Court they will either accept the lower offer made to them or not proceed with the claim in the first place.

 

It seems daft that they do not settle for the full amount when first claimed because when it goes to Court and the judgement is made agianst the bank they not only have to cough up the charges but also the Court costs and the 8% interest that you add on.

 

Also they are having to pay for their solicitors time!

 

Daft!!

 

Why take


PPMAN159

 

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