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Nici vs Cahoot & EX


Chimera
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Good Luck... I'm watching this thread with interest (sorry)

 

I'm at the court stage so eyes peeled on this one

 

Go For It!!!!!!

Cahoot - 2006

*** 08/06 - Sent Data Protection Act & £10 cheque *** 15/06 - Recieved info & cheque back ***23/06 - Sent letter to reclaim charges *** 07/07 - No response (after 14 days) *** 28/07 - Sent LBA ***

08/08 - Got response telling me to 'bog off' *** 31/08 - MCOL filed *** 03/10 - 50% offered and refused!

 

 

Monument - 2006

***31/08 - Sent DPA & £10 cheque

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OK.. so I phoned the court.

 

Apparently Cahoot have put in an application - which means a court hearning date will be set for coventry court... details should be in the post.

 

SO:

1) anyone got a letter I can send to the court to get hearing changed to my local court?

2) a bit .. no.. a lot scared about all this.. what exactly is happening and what do I do? are they just trying to get more time? help?

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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can anyone help?

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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sorry, can't help you there.I'm sure someone who knows better, will come along soon.I will file my claim against cahoot soon, and after reading your thread, i will prepare for a fight when it comes to payout time.

Good Luck, hope you get your money soon.

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Thanks Jellybabe!!

I'm really really anxious about it - haven't got the paperwork thorugh yet - but reckon it will get here tuesday. I am at a bit of a loss at the moment about what to do!!

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Wow, after all you did to let them know there was a court case. I would wait and see what the paperwork is before you ask them to change court, after all it could just be for a set aside hearing.

First Direct - £2791.84 received in full and final settlement.

Cahoot - Agreed to settle for full amount of £2024

Abbey National - AQ questionnaire returned and 50% offered

Lloyds Bank - AQ questionnaire returned

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abby.. can I be a bit thick and ask what a set aside hearing is???

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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I have not had one myself but I have read about them in other peoples Abbey Threads. It would appear it is where Abbey have a judgement against them by default (like you) and when they have to pay up they apply to the judge for a set a side hearing saying they did not receive any of the paper work from the court. The court would appear to always judge in Abbeys favour and then the court process starts all over again. It is just a stalling tactic.

First Direct - £2791.84 received in full and final settlement.

Cahoot - Agreed to settle for full amount of £2024

Abbey National - AQ questionnaire returned and 50% offered

Lloyds Bank - AQ questionnaire returned

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Any update on this?

Miss P xx

FD £691.50 SETTLED IN FULL £691.50 :D

FD CREDIT CARD £75, SETTLED IN FULL £75 :D

MBNA CREDIT CARD £1784 SETTLED IN FULL :D

BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

 

PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x

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Right...

Rang the courts yesterday as I got off work a bit early. Spoke to a helpful chap who said that the notes said it had been passed to his department - but he hasn't recieved it as he has processed that batch. He's going to do some digging for me and get back to me today. He couldn't tell me what the application was for? so I will find out later today hoepfully!

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Any news on this Nici? Congrats on your First Direct win!

First Direct - £2791.84 received in full and final settlement.

Cahoot - Agreed to settle for full amount of £2024

Abbey National - AQ questionnaire returned and 50% offered

Lloyds Bank - AQ questionnaire returned

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  • 3 weeks later...

Hi Nici . . Youve gone a bit quiet recently . . . everything ok?

 

 

Miss P x

FD £691.50 SETTLED IN FULL £691.50 :D

FD CREDIT CARD £75, SETTLED IN FULL £75 :D

MBNA CREDIT CARD £1784 SETTLED IN FULL :D

BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

 

PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x

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Any news? Update us as we are all right behind you. Good Luck

Cahoot - 2006

*** 08/06 - Sent Data Protection Act & £10 cheque *** 15/06 - Recieved info & cheque back ***23/06 - Sent letter to reclaim charges *** 07/07 - No response (after 14 days) *** 28/07 - Sent LBA ***

08/08 - Got response telling me to 'bog off' *** 31/08 - MCOL filed *** 03/10 - 50% offered and refused!

 

 

Monument - 2006

***31/08 - Sent DPA & £10 cheque

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  • 1 month later...

Sorry I've not been around for a while guys.. new business has been going great, so this had to go on the back burner...

 

Update:

Judgement was stayed for 14 days giving Cahoot a chance to make an application

Just phoned up now, and they ahven't made an application... BLoke at the courts couldn't understand why they had doen that (delaying tactic on cahoots part I think)

SO I ahve e-mailed them givving them till 3pm to ring me, before I take out yet another warrant.

However - I will ring them at 3pm if I haven't heard anything. And try and speak to someone..

 

DO I just phone customer services, or another number? I have had nopthing from their legal team or anything..

 

Nici

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Spoke to Abbey legal team... well spoke to someone at cahoot who relayed the info, then got a very panicy phone call from there legal team. They are applying for judgement to be set aside - though the judge might well tell them to P*** off as they missed their 14 day window. they asked me to hold off taking out another warrant until they make the application - so I will give them a couple of week (I am moving soon - so I won't be able to chase them up anyway).. I will rinf them a week friday if I haven't heard anything. Would be lovely to get the money before christmas though I'm not holding my breath...

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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  • 3 weeks later...
  • 1 month later...

RIghty ho... Sorry for the long wait... I have moved house and it's all been very busy.. determined to get back on track with my claims now though...

 

I phoned abbey last week and they said.. sorry, sorry, sorry... Soemone will be in touch tomorrow.. NO sign of it.. so I will phone them later and have a go... It shoudl be a case of them simply paying up now...

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Chimera why are you letting Cahoot mess you about. If the shoe was on the other foot you would be faced with hefty charges and possibly a CCJ. Send the Baliffs in and get your money. You have done everything by the book, you have given them more than enough time to pay up. Just my thoughts after reading this I'm not an expert. Looks like I will have to think along the same lines as you. My case goes to court in ten days!!!!!!!

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  • 2 months later...

HI Guys.. due to unforseen circumstances I ahven't done much to follow this up.. but I'm onto it now... just spoke to courts and they have not applied to ahve judgement set aside... Have tried contacting abbey to basically say pay up or else.. but no response... could anyone please PM me with ANY numbers you ahve for the abbey legal team..

 

ANd post any suggestions of what to say to them. I will ahve to apply for another warrent, but someone has suggested I get professional baliffs in rather than the court baliffs.. suggestions please asp.. I ahve today to sort this out.. then I'm in work and can't phone...

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Nici

 

Are you still looking for numbers? I have some that may help.

 

Abby

First Direct - £2791.84 received in full and final settlement.

Cahoot - Agreed to settle for full amount of £2024

Abbey National - AQ questionnaire returned and 50% offered

Lloyds Bank - AQ questionnaire returned

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yes - still looking

Cahoot

JBD issued - 27/07/06, warrant issued 08/08/06

First Direct

Settled in Full

Capital One

Prelim Sent

Citi Financial

Offer of difference betwen £30 and £12

GE Capital - Evans Card, Data Protection Act

Argos Card, DPA

Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!)

Egg Card & Egg Loan,DPA

NatWest Card

LBA

Vodfone

3rd letter re: default

Studio & Ace

Prelim for Studio e-mailed

 

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

Link to post
Share on other sites

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Thread Locked

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If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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