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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Been to Court Today!


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As I have said on a previous thread I have been offered 3 seperate amounts. One from DLA, and another two from Milton Keynes. I did not know about the last two as I could not get into my online account. The only reason I knew they had paid something into the account was when I received a statement. I then received a letter offering me the money (but it was already in the account) I rang her and she knew nothing about the second offer and wanted to know who sent it. A total of £500 has been paid into my account my claim is for £1200 (includes court cost). They have taken £287 old charges from earlier in the year and also 6 x £15 and another £32. All charges so it has left £150. I only happened to look on the account this morning as I have not been able to get into the account before. The £150 it left I have taken out of the account.

 

I am not sure what to do next. My AQ is still with the judge from 7th November. Do I know have to let the court know I have received the £500 although they have taken most of it. Also should I send Abbey the GOGW letter from the library telling them I only accept it as part payment. And finally what about the new charges they have put on. Should I add them to my claim form or should I start all over again once (hopefully) this has all been sorted. HELP!

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As I have said on a previous thread I have been offered 3 seperate amounts. One from DLA, and another two from Milton Keynes. I did not know about the last two as I could not get into my online account. The only reason I knew they had paid something into the account was when I received a statement. I then received a letter offering me the money (but it was already in the account) I rang her and she knew nothing about the second offer and wanted to know who sent it. A total of £500 has been paid into my account my claim is for £1200 (includes court cost). They have taken £287 old charges from earlier in the year and also 6 x £15 and another £32. All charges so it has left £150. I only happened to look on the account this morning as I have not been able to get into the account before. The £150 it left I have taken out of the account.

 

I am not sure what to do next. My AQ is still with the judge from 7th November. Do I know have to let the court know I have received the £500 although they have taken most of it. Also should I send Abbey the GOGW letter from the library telling them I only accept it as part payment. And finally what about the new charges they have put on. Should I add them to my claim form or should I start all over again once (hopefully) this has all been sorted. HELP!

 

 

Hi ring the bank and tell them that you will issue another claim for the new charges if they do not refund them.

 

Send the letter informing them that you will accept the cash as part payment, inform them that you will continue to seek the balance and you will inform the judge that they have taken most of the cash in charges as soon as it entered your account.

 

You need to Inform the court that they have paid you £500. Hopefully when you ring the solicitors they may offer the full amount.

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  • 3 weeks later...

I have written to the bank telling them I am going to issue a new NI form for the new charges they have levied. Can I start another claim as my court date for the first one is not until March. Will it get confusing. Also do I need to start with the 2 letters for my second claim?

 

I am just starting to get together my court bundle. Is it the same for a business account?

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  • 2 weeks later...

My court date is for March. I am a bit confused about what I need to have in the bundle. Would someone take a look at the judges order and make sure I have all I need. I have printed off the basic court bundle and as I am a business I realise I have to take out the UTCCR 1999 and UCTA 1977. Is there anything else I need to take out or put in? Also I will add my bank statments, a copy of the bank charges, any letters between Abbey and Myself. The thing I am confused about is the witness statement on the AQ I put 0 for witness. I assume the evidence is my statements and letters? Would someone be kind enough to read the order and tell me if I am missing anything.

 

1. EAch party shall deliver to every other party and to the court office copies of all documents (including experts' reports if the Court has given permission for expert evidence to be used) on which he intends to rely at the hearing.

 

2. The copies shall be delivered no later than fourteen days before the hearing .

 

3. The original documents shall be brought to the hearing.

 

4. Signed statements setting out the evidence of all witnesses (including expert witnesses if permission has been given to use them) on whom each party intends to rely shall be prepared and copies included in the documents mentioned in paragraph 1. This includes the evidence of the parties themselves and of any other witnesses whether or not the wintesses are going to come to court to give evidence.

 

I have read a thread from Southerner and he has put his witnesses statement on this thread, also the index page but not sure if I need them?

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You want the Examples of Witness statements and If you have a court date, both by Karnevil, at the top of this page there is a link to Abbey thread, just press on that and there is the stickys above the main forum

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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oh and on your AQ did you not put yourself down as a witness?

 

You should have.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Where on the AQ would you put yourself down as a witness? The only bit on their that relates to a witness is the peice below. Have I missed something here?

 

 

 

Quote:

Section D - Witnesses

So far as you know at this stage, how many witnesses (other than yourself) do you intend to call to give evidence at the hearing?

 

Enter the number of witnesses you intend to call to give evidence not including yourself or any expert witness

Typically this would be 0

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Sorry I was thinking about the n150, i presume you have an n149??

 

My appologies.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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1. EAch party shall deliver to every other party and to the court office copies of all documents (including experts' reports if the Court has given permission for expert evidence to be used) on which he intends to rely at the hearing.

 

2. The copies shall be delivered no later than fourteen days before the hearing .

 

3. The original documents shall be brought to the hearing.

 

4. Signed statements setting out the evidence of all witnesses (including expert witnesses if permission has been given to use them) on whom each party intends to rely shall be prepared and copies included in the documents mentioned in paragraph 1. This includes the evidence of the parties themselves and of any other witnesses whether or not the wintesses are going to come to court to give evidence.

 

 

 

1)this exactly the same wording as mine but for lloyds! how do you know if if permission has been given to use them.

 

4) again how do you know if permission has been given?

 

bit stuck on mine. :(

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  • 2 weeks later...

I am just getting my court bundle together for 7th March. I was originally offered two seperate amounts from Abbey. They just paid them into my account and I didnt even know for a while. They took more charges out of the £500 they paid in and it left a balance of £150 which I withdrew. I telephoned Abbey (Christine) and told her I wouldnt accept that is a final payment and would issue a further claim for the new charges. I didnt put anything in writing to them. I did write to the court to tell them of the payment made by Abbey. I have just read the GOGW thread and its saying you shouldnt accept the offer if its after issue but that seems to be a new suggestion. When I send in my bundle should I redo the schedule of charges and take the amount they have paid me off the total amount?

 

Also in the Example of Witness Statement sticky it mentions Case Summary and Disclosure list. Is this the same as the Index. There seems to be different names for the same thing and I'm a bit confused by it.

 

Would appreciate some help please

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