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Someone to hold my hand (doing battle with Halifax)***WON***


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Hi again,

I checked on MCOL just now and it says 'Acknowledged' and that Halifax now have 28 days from the date the claim was served (23/5/07) to reply. Does that include weekends? If so I make it that we should have heard something more by 20th June.

I think that now I wait for the Notice of Acknowledgement to arrive and then send schedule or charges and covering letter to Halifax solicitors. Is that right? And is it now the solicitors we are dealing with?

I feel everso slightly sick........

Debbie :eek: (trying to smile!)

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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Hi Tilly

Thanks for your msg. Have you heard anything yet? Have you gone through MCOL or your local court?

Have you done this before?

Debbie :-)

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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hi deb no never done anything like this before yes i did the n1 and took it the local court all i got so far is notice of issue deemed served and halipratts have got until the 11th june to reply how about you

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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I got the Notice of Issue and now I see that Halifax have acknowledged the claim (as of 26/5/07) and so they now have until June 20th to do something else (err.....do a song, dance, tell a joke....OR JUST COUGH UP MY MONEY would be good!!!!!!!) LOL!!!

Still, 'tis better than the Halifax ignoring me I guess.

Debbie :-)

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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Oh and I've never done anything like this in my life...and it's only down to the fantastic support on this site that I'm even daring to do it now!!!

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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hear hear i totally agree with you i was like a fish out of water when i first joined this site everybody has been brilliant with no end of support and advice thanks everyone:D

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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yep, big thanks to you all.....and I will be donating to the cause when this is all over - after I've had a VERY BIG drink that is!!!

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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you are so right but the heroes and heroines are all the site helpers and mod

with all the questions they have to keep answering over and over again:)

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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Share on other sites

Have now received written confirmation that Halifax have acknowledged my claim. They ticked that they intend to defend the whole claim - which I think is what they do for everyone?

Am I right in thinking that now I have to send a copy of the schedule of charges to the bank's solicitors? Now here is the thing - do I have to send a photocopy of the list I sent to the Court or can I print it from the spreadsheet I did, which will obviously mean the interest amount will be slightly different. Does this matter?

 

Thanks, Debbie :-)

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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Oh right, great! Thanks Michael, I'll do that now.

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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Just another question - have opened spreadsheet, but where do I change the date? LOL!

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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DOH!!!!!

I realise what you meant now - but have put it back to the correct day and not all the interest amounts are the same as they were on original print out.......I don't get that at all. They are only out by about 1p in most cases, but does it matter?

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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Share on other sites

That's ok then - thanks for your help.

 

Watch this space.......

12th March 2007 - sent S.A.R - (Subject Access Request) and £10 to Halifax.

 

3rd May 2007 - LBA sent to Halifax.

 

15th May 2007 - £2,500 offered over phone (full amount asked for is £5,300) - OFFER DECLINED.

 

17th May 2007 - Filed claim via MCOL.

18th May 2007 - Claim request issued.

 

Notice of Issue received from Court - 22/5/07.

Claim deemed to have been served as of 23/5/07.

Notice of Acknowledgement received from Court - 31/5/07.

Halifax now have until 20th June to file defence or whatever......

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Hi Tilly,

I've been following your messages on this site, I also received an Acknowledgement from Halifax on the 23/5/07 saying they are going to defend the claim. I don't know what to do next, do I have to contact the court or will they let me know what's going on? I've read about Halifax settling at the last minute but I want to be prepared just in case (knowing my luck they'll turn up in court!) What do I need other than copies of my letters and the list of charges? I'm really grateful for all the help.

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hi ya im still waiting for them to acknowledge no i dont think you have to contact the court just keep checking your bank account anybody correct me if wrong please

 

 

A-Z Index

 

 

 

 

 

 

 

HOW NOT TO CLAIM...Click here!

 

HOW TO...DUMMIES GUIDE TO CAG...Read here

 

.please remember that any advice i give is purely my own experience or opinion thankyou

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Please can someone help I have posted a question today think i have put in the wrong place.can i move it? and where should i have put I am so new to this, I have no idea what I am doing. Really sorry if I'm in the way

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Hiya Cazmud.

 

The first thing you need to do is to start your own thread. Click on this link, give your self a title and off you go..

 

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=9

 

Post all your questions, updates, or whatever... and some one will come along and help you.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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