Jump to content


  • Tweets

  • Posts

    • See what the latest data on school suspensions tells us about the UK education system and early intervention.View the full article
    • The world's largest economy grew less than expected but rising inflation may delay a rate cut.View the full article
    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Second letter being sent!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6258 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello,

 

This site is quality by the way guys, tremendous!

 

I got a quick reply from the bank from my first letter which was just over a week ago. My first letter said they had 14 days to give me my money back. Should I wait until the 14 days are up until I threaten them with proceedings, or am I ok to send the letter now seeing as they have responded?

 

Cheers,

 

Mark

Link to post
Share on other sites

Hello,

 

This site is quality by the way guys, tremendous!

 

I got a quick reply from the bank from my first letter which was just over a week ago. My first letter said they had 14 days to give me my money back. Should I wait until the 14 days are up until I threaten them with proceedings, or am I ok to send the letter now seeing as they have responded?

 

Cheers,

 

Mark

yes, you should wait the 14 days.

If I have helped click my scales....

 

Find my threads by clicking here

Link to post
Share on other sites

Yep Mark,

 

Definately give them the 14 days, then if it comes to Court, you have proof that you gave them more than enough time to respond.

Good Luck

X

Tippety toeing where angels fear to tread .... :o

 

Hey and I thought of that all by my lonesome :cool:

 

1st Data Protection Act letter Halifax - 30th Sept 2006

 

Non compliance letter sent 23rd November 2006 :mad:

 

Preliminary request for repayment sent 11th Dec 06

 

Reply from the Halifax stating that they're investigating my concerns!!!.... Rec 15th Dec 06

 

LBA sent 30th December 2006 :mad:

 

Offer from Halifax of £814.00 - 5th January 2007

 

Rejection of Settlement Offer - 6th January 2007 ;)

 

Papers filed at Court - 29th January 2007

 

:) Settled in Full, 16th March, 2007

Link to post
Share on other sites

Which bank are you claiming against?

 

I'm asking because I sent my first letters on 9th Feb giving 14 days, but my second letters went on 19th Feb as Marbles and Goldfish had both replied. I received both cheques today, less than a month after my first letters.

 

If you're dealing with one of the more difficult banks then it is probably better to wait the 14 days though.

Link to post
Share on other sites

Roadrunner - I'm with BOS.

 

Feck, I ended up sending it before I saw these replies!

 

I checked the wording of the first letter I sent them, I actually requested a reply within 14 days, which I received within about 5, rather than set a timeframe for the repayment. Hopefully be ok :???: I've set it in this one I've sent though, I will definitely wait for that deadline to pass before beginning proceedings!

 

Gonna have to use a summary cause claim too, due to the amount claimed, but the nice lady at the Sheriff Court said it was very easy to do. Bring it on!

Link to post
Share on other sites

With BoS as well. My court return date is tomorrow. Don't worry about the Summary Cause. I've done one and it is just a big small claim! The only difference I've noticed is that it had to be served by a Sheriff officer on the Bank. 15 quid that's all it cost. (And you'll get this back!) Go for it!

 

DT

Link to post
Share on other sites

Hiya- I am claiming for both personal account (£6758) and business account(£11952). I have received reply from personal account and am giving them 14 days before sending second letter. With my business account I have sent them both letters and still not heard anything back. The deadline is fast approaching for me taking them to court and I am starting to crap it ! I am really worried about the amounts I am claiming for and the implications in the court process. Can any body give me any advice?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...