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I am not a sort code i am a human being

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I have just joined the site and could do with a few pointers. Over the past four years i have paid out well over 2k in bank charges to Lloyds at £35 a time. I spoke to the bank many times but was always told there was nothing they could do. Month by month things got steadily worse resulting in paying out £350 in charges in one month. Up untill then i was regularly sent new cheque books and allowed to use my debit card. I again went into the the bank to discuss things (begging for help) but again was fobbed off with a phone number to ring regarding the charges. I rang the number and within minutes was accused of fraud told to return my cheque book and card and told all charges would apply. I promptly did so (although a few days later a new cheque book arrived!!!!!!). The charges for that month meant i couldnt pay my mortgage (also with Lloyds) and eventually resulted in financial nightmare. I pleaded with the bank that i had been with them for 19 years and up until 4 years ago due to a serious accident had never asked for anything. Well seeing as loyalty counts for nothing and now knowing what they have done is illegal i could do with a little help on were to start. :D

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Welcome.

 

I don't want to simply fob you off right from the beginning, but could you please read the FAQs which have been written so far. Then also have a ook at some of the other things written on the forum. Whe you have done this you will have a btter idea of the situation and then we can start to deal with your questions which might then be a little more specific.

 

I'm asking you to do this because much of what you need to know has been dealt with here. We are only a small gorup of people and it takes a lot of time to go through it all from the beginning.

 

However, you can be certain that we have a ot of expereince dealing with Lloyds and can say that you are likely to get a lot and hopefully all of your money back.

 

One thing you must do is get an accurate idea of what you are claiming.

If you don't have all of you bank statements for the last 6 years then arrange to get the from the Bank on Monday.

 

But for now please read through the forum and then come back here.

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BUMP

 

Look at the date - first ever post in the LTSB forum and the advice from BF still applies

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It's amazing how some things never change.

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Pity the OP only seems to have the ONE post though.

 

I sometimes wish that there was a way to find out whether some Posters had continued their Claims under their own steam and had changed their lives for the better.

 

Perhaps it's just me, but when people stop posting mid-claim I imagine the worst

...i.e. Earthquakes/Plague/War/Divorce/Illness etc etc

 

For some Posters, U just know it's NOT cos they have miraculously found all the right answers to carry on their Claim themselves without further assistance and/or encouragement...:(

 

I must be getting soft??...:-?

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This topic was closed on 03/05/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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