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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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scottish hydro electric/ old meter/ bills keep going up, up, up


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can someone please give me some info. our bills seem to be going thru the roof, as i dont really know what the average monthly/quarter/yearly bill is, maybe someone can share info.

I've suspected for some time (6 months) that some things weren't right, especially as one of our bills had our old address on? then they said they took a meter reading (when they didn;t) i think they went to old address etc, anyway Scottish Hydro are being quite useless listening to our worries, they say we're using £85.00 a month in electric, we live in 4 bedroom house (2 bedrooms never used) all the usual electric stuff, tv etc, always switch off (never on standby) energy saving lightbulbs etc. we have a gas hob (bottled gas) and the heating and hot water is on a totally seperate scheme (called District Heating) only place in UK to have it, hot water pumped straight into house via under road pipes etc (its a new green thing) so no electric is used at all for any heating. Is £85.00 a month about right then?

 

i dont think the meter has ever been changed since house built (30 years ago) every time we query Scottish Power they don't really have anything to say, they say they'll look into it etc?

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hmm, we think we know the problem here, we are being charged the highest day rate as we are on a 'low' night rate, thing is we dont use owt in the night! no storage heating etc, i've been checking the night meter every day (got to do this for at leat 7 days) and in the past 3 days we've used about 50p. hopefully when i give them back the reading for 7 days they'll change our rate (as a low night rate is diddly squat to us)!

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can someone please give me some info. our bills seem to be going thru the roof, as i dont really know what the average monthly/quarter/yearly bill is, maybe someone can share info.

I've suspected for some time (6 months) that some things weren't right, especially as one of our bills had our old address on? then they said they took a meter reading (when they didn;t) i think they went to old address etc, anyway Scottish Hydro are being quite useless listening to our worries, they say we're using £85.00 a month in electric, we live in 4 bedroom house (2 bedrooms never used) all the usual electric stuff, tv etc, always switch off (never on standby) energy saving lightbulbs etc. we have a gas hob (bottled gas) and the heating and hot water is on a totally seperate scheme (called District Heating) only place in UK to have it, hot water pumped straight into house via under road pipes etc (its a new green thing) so no electric is used at all for any heating. Is £85.00 a month about right then?

 

i dont think the meter has ever been changed since house built (30 years ago) every time we query Scottish Power they don't really have anything to say, they say they'll look into it etc?

 

Oct Nov Feb Mar April 15 units daily the rest of year 13 units fair figures unit cost electricity [competitive rate 9.17 pence ]per kilo watt so daily cost 15 times 9.7pence =145.5 pence or £1.455 Weekly cost £1.455x7=£10.18 [Your unit rate could be higher ] Cost per year say £550 +or minus £10 giving£46+- monthly

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our day rate per unit is 20.18 roughly ???? but trying to read their breakdown is quite a feat! there is a less figure but they say 20.18 pence standing charge for day rate and night rate is something like 10.14p oh, they did say the price would be coming down in april! yeah thanks hydro!

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our day rate per unit is 20.18 roughly ???? but trying to read their breakdown is quite a feat! there is a less figure but they say 20.18 pence standing charge for day rate and night rate is something like 10.14p oh, they did say the price would be coming down in april! yeah thanks hydro!

 

Your day rate even being very generous should be under 13 pence per unit which is 1 kilo watt and your night rate should be half this and that's very generous You should ask your supplier the rate per unit night and day they will tell you. The rate should be clearly shown on your bill whether for gas or electricity Many suppliers have day rates under 10 pence per one day unit. 1 electric unit is 1 kilo watt not so for a gas unit reading.

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doh, yes i've worked it out now this is what is says

night 4.77p each

day 9.73p each

night 4.77p each

day 10.76p each

 

then

standing charge at 18.910p for 51 days

standing charge at 20.930p for 38 days (I realise now that is 18p charge a day (god knows what or why the reasoning for that is) do you have that too, a rate for the unit and then a daily rate?

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doh, yes i've worked it out now this is what is says

night 4.77p each

day 9.73p each

night 4.77p each

day 10.76p each

 

then

standing charge at 18.910p for 51 days

standing charge at 20.930p for 38 days (I realise now that is 18p charge a day (god knows what or why the reasoning for that is) do you have that too, a rate for the unit and then a daily rate?

 

Your £85 per month +£10 is what most people would use each month as a direct debit to cover both gas and electric or if just all electric £105 per month by direct debit ,Why though if you have a district heatig scheme are you bothering with storage heaters.Your £85 per month is quite reasonable but excessive if you pay extra for the district heating as well. Your standing charge works out at £17.60 each quarter similar to anyone with a standing charge for gas and electric The unit 10.76 9.73 and 4.77 seem average unit figures per kilo watt depends on the supplier everyone has a standing charge but some are absorbed in the unit rate depends on what tariff you choose or are offered by the supplier.

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