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hello new member needs good advice


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hi i have just found out about this site and hear it is really useful in claiming back my bank charges. I have already sent out letters to HSBC and Halifax credit card asking for my charges back, unfortunatley Halifax have said that i signed an agreement for these late fees/over limit fees to be appiled to my account and that basically i cannot get my money back!!:mad: Is this true?

Hsbc still haven't contacted me and the 14 days i gave them is now up, what should i do?

Good advice needed please. Thanks

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No that is not true, as the charges could be deemed as unlawful as the are penalty charges.


Anyway, your best bet is to pop into the FAQ bit have a quick look and then have a roam around. It will all become very clear. Any points you are not sure on - just pop up a thread and someone will lend a hand

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Guest ian cognito

The best advice you will received is to read the FAQ's and the forums for both HSBC and Halifax.


The letter is a standard reply but before you continue you need to know the correct processes.




You will not get anything but good advice on here

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