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Wanda v HSBC: include new charges since LBA?


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Hi everyone

 

I submitted my LBA 2 weeks ago - deadline tomorrow. But then only yesterday I got wacked with £150 worth of charges for January which has taken me completely over my overdraft again. I now need to start the court claim process but was wondering is there any way to include the new charges in the claim?

 

The £150 has REALLY ticked me off especially as it was for £4 - £10 direct debits!

 

Thanks in advance.

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this is the last point at which you could add extra charges without paying to amend the claim - so take a day and get it the way you want before you file the claim - yes, add what you are due. i would then send hsbc a "revised schedule of charges" just so they can't say you didn't tell them the amount. one will go from your claim - but send them one anyway, no need to give more time - just include it and say, right, i'm filing my claim now. that deadline is a minimum - there is no maximum so file when you are ready - the sooner you file - the sooner you get you money back - but make sure you've included all you want to claim for.

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