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DougWUK

DougWUK vs RBOS

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Today I submitted my claim - total claimed £1385.13.

 

To give a bit of history, my experience with RBS has been a total shambles and I suspected that the same shambles would ensue upon my requests for refunds of the unlawful charges.

 

As such they have failed to respond to any letter I sent.

 

I sent my preliminary letter 27th March 2006. No response.

 

I sent my LBA 29th April 2006. No response!

 

Therefore today was the day I took it legal - lets see if they respond to this.

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I suspect they just might ;)

 

Well done so far, your timetable, your money!

 

Good luck


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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Update:

 

They acknowledged my claim on 23rd May.

 

So now they have until 14th June to enter a defence.

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Good stuff.... sit tight.


..

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Update and Progress Report.

 

Further to my previous posts, my claim was actually submitted on 22nd May 2006, meaning the bank had until 19th June to submit a defence.

 

Surprise surprise I received in the post on Saturday a defence from Cobbetts - having read a few other threads here it seems to be a standard defence. They have put in a CPR18 request for information.

 

I am putting a response together today along the lines of that I anticipate the claim will be allocated the the small claims track and therefore I will not be answering the Part 18 request. However I will, as an act of good faith, provide them with the account details and list of charges with relevant dates.

 

General thoughts?

 

Doug

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Spot on about the Part 18.

 

In your response to them, add;

 

"I note from your recent correspondence that you have requested further information from me under Part 18 of the CPR.

 

I must advise you that Part 18 has no relevance to Small Claims procedures and, as such, I consider that the inquiry is intimidatory and I intend to bring this matter to the notice of the court, should my case proceed that far.

 

Further, I shall notify the Law Society with a view to possible retraining.

 

As a gesture of goodwill and in the interests of concluding my claim, I have enclosed a breakdown of the charges imposed, their value and the interest being claimed on each charge."


..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Excellent! Thank you very much.

 

Especially liking the line about advising the law society about retraining!

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This topic was closed on 10 March 2019.

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 4689 days.

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