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Last year I borrowed £400, a cash-til-payday loan secured against guaranteed cheques from paydayexpress.co.uk


I was unable to pay the £40 per month (10% extension fee, or they bank my cheques for £400).


I called them to tell them I was in financial difficulties and arranged to pay £40 a month so the loan was paid off within a year. However the next week they had added £100 interest, is there any way I can contest this or am I bound over by the credit agreement i signed. I have already asked them to cancel this lump of interest but they refused.


A similar situation also applies to a £300 loan from moneyshop



Any suggestions welcome





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  • 2 months later...

Was it interest or a £25 per cheque charge? If the latter you may be able to claim it back. I'm not certain about this, but I'm in the process of giving it a go.




Capital One: S.A.R - (Subject Access Request) 14 Nov 06, Prelim 8 Dec 06, LBA 10 Jan 07, MCOL 1 Mar 07. Settled in full 2 Apr 07. :)

HSBC: Prelim 27 Feb 07, LBA 10 Apr 2007, Received offer 25 Apr 07. Rejected 2nd May 07. Received new offer 22 May 2007. Accepted 22 May 2007. Settled.

Barclaycard: SAR 2nd May 2007.

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  • 2 years later...

Hi, I am peter, ive used (Edit)online payday loans[/url] before and benefited. i think this is the best way to get instant money. Ive used the service from Pay1day.com

Edited by maroondevo52
Removed commercial link
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Hello and Welcome, peter.


Unfortunatly you have posted on a thread that's about 3 years old, I've removed your commercial link and would advise you to read the site rules before posting 'link's like this again.






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