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Hi I filed with MCOL on Friday, I have just clicked on my acc on the MCOL site and it asks the following: (When I click 'started' option)

 

select type of judgment section

 

1), The defendant has not filed an admission or defence to my claim

(Judgment by Default) You will need to decide, how and when you want the defendant to pay. You can ask for the Judgment to be paid by instalment or in one payment. OR

 

2) The defendant admits that all the money is owed

(Judgment by Admission) If the defendant has given a new address on the form of admission to which correspondence should be sent, update the defendant's details within the following Judgment request.

Virgin One Account - £1878.00 (Settled)

HSBC - £965.00 (Settled)

GE Money/First National - SAR

Littlewoods Catolouge - SAR

MBNA/Virgin Money - SAR

The Bank Says: "Computer Says No !"

Bluenose Computer Says PAY ME BACK !! :cool:

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Neither. Only applies when the defendant fails to acknowledge or defend

 

Cheers MB, appreciated.

Virgin One Account - £1878.00 (Settled)

HSBC - £965.00 (Settled)

GE Money/First National - SAR

Littlewoods Catolouge - SAR

MBNA/Virgin Money - SAR

The Bank Says: "Computer Says No !"

Bluenose Computer Says PAY ME BACK !! :cool:

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Just another one!, do I now send off to MCOL a hard copy of my charges along with the interest spreadsheet and ask them to attach it to my claim, or does this happen at a later stage.

 

Thanks again.

Virgin One Account - £1878.00 (Settled)

HSBC - £965.00 (Settled)

GE Money/First National - SAR

Littlewoods Catolouge - SAR

MBNA/Virgin Money - SAR

The Bank Says: "Computer Says No !"

Bluenose Computer Says PAY ME BACK !! :cool:

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Share on other sites

Send 2 copies of your schedule of charges, clearly marked with your claim no. and a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim On Line

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours sincerely,

 

Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours faithfully

If I have been helpful please click on my star and add a comment.

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