Jump to content


  • Tweets

  • Posts

    • Thanks very much Bank. I have topped and tailed my LOC and printed off a copy which I shall post tomorrow by First Class post at my local post office and also obtain a proof of postage. I'll also email them a copy. I've opened a MoneyClaim account, and shall now begin work on my draft Particulars of Claim which I shall post here for your thoughts. And I shan't be using the Moderation service.
    • Yes, it struck me this morning that I'd got it wrong    - no involvement of UKPPO in any previous Tesco thread    - there would have been an entrance sign to a Tesco car park    - CCTV isn't something associated with Tesco car parks. Presumably whoever runs the car park has put CCTV at the electric, and probably BB, areas, done absolutely nothing to stop abuse, and then rubs their hands in glee every time the CCTV catches a motorist out. You can pay £60 and this will go away. Or you can defy UKPPO and rely on their non-respect of POFA, consideration period, etc., should they be daft enough to do court later down the line.  We would support you all the way.
    • thats not the way to do it sorry. sorry so what is your problem? that vanquis paid the £560 or that they are now chasing it? how old is this debt? dx  
    • If you visited Qatar you could be detained at the border, if the debt has been notified.  If you are only in transit and do not seek to cross border into Qatar you might be ok, but you may want to seek formal advice about this.
    • Howdy, I had a short lived credit card with Vanquis that I did not need. I paid it off in full and called them and closed it with the person at the other end. 2 months later they started sending me messages about late payments, I called them and to find out that the card had not been closed in error and 6 weeks after it should have been closed they paid a google debit of £560. I hit the roof and made a formal complaint that took them well over a month to respond to. They agreed they were at fault, refunded all late payments fees and offered me £100 in compensation. However they said the debit amount stood as 'I had benefit from it' and I should get a refund from google. I hit the roof again but they have stuck to their guns. The debit from google is a genuine one but I wanted to dispute it with google so closed the card so they would have to engage with me. But surely that's neither here nor there surely? What is the next step? Ombudsman takes forever doesn't it?  thanks in advance
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Hi has anyone won by the FOS


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6180 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Guys just got an email from Abbey and they are making me an offer less £400.00 because they say what they should have charged me. my claim is for 5 grand. Should I or not take it.:(

Link to post
Share on other sites

Hi

Abbey called me last night with an offer of £4249 - my claim totals £5292 including my court costs - I have to call her back today and I don't know what to do.

 

It's up to you but I think I'll try negotiating for a bit more.

 

Good Luck

 

Cassie

Link to post
Share on other sites

Guest louis wu

Have you looked at this

 

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=84&a=84

 

I believe a lot of people are doing it, and claims for time range between 20 to 30 hours (one person went for 50 hours and got it). I would recomend a the 20 - 30 hour route, buts its up to you.

 

I would negotiate hard.

 

Louis

Link to post
Share on other sites

hi, i am getting extremely frustrated with abbey!!! i have gone down the usual route to claim back £4670, sent all letters and i am now at the FOS stage. i have sent in my claim form and recieved a letter back stating they are dealing with my case. it says in the procedures that it may take 6-9 months but i phoned them and they said it probably wont take that long. does anyone know on average how long it takes? do the FOS have time scales for banks to reply to their letters?would it be quicker to go through the courts or should i just stick with the FOS? this whole thing started 26/2/07.

Link to post
Share on other sites

Hi Layla123 I was going to go that way but the 6-9 months put me off, so I went to court and this is where i'm at the offer stage, as of today. Started court action in Feb.

 

TAKE THEM TO COURT IT'S THE QUICK WAY.

Link to post
Share on other sites

hi, that seems to be a long time if it started in feb. the FOS said it wouldnt take 6-9 months when i phoned them, thats a maximum timescale. but i asked if he had an average timescale and he said he couldnt put a time to it, it depends on the bank. i might stick with the FOS it doesnt cost anything. still unsure yet though.

Link to post
Share on other sites

Hi Youngblood

 

her number is 0207 756 4398

 

I've just called her and she upped the offer by £50!!

 

I told her I wanted it all and she said she wouldn't be able to offer me 100%

 

I told her my bottom line was £5000 and she said she's get back to me......................:mad:

 

 

 

Good Luck

 

Cassie

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...