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    • In a strange twist of fate he called me yesterday and agreed to refund me on the car. I am due to drop it off on Friday and hope he sticks to his word. I am still going to produce the rejection letter as a safety net in any case.   Thanks to those who have replied on this post. I will keep it updated.   Mark.
    • Hi there my husband has a Vanquis card i applied to get the ROP refunded which they shut me down on this was back in Aug 2018 on the letter they sent him telling him no they did state they would cancel the ROP with immediate effect, roll on to this week and i come across one of his statements and low an behold they are still taking it, so my question as they have still been taking it i have obviously phoned them to get it stopped and the past 2 years refunded do i use the CISheet spreadsheet to work out the interest he has been charged on these payments his statements show a 3.99% monthly which i believe is 59.93% APR can someone confirm my calculations please im a bit rusty, i also have asked them to recalculate his ROP interest refund as i heard some were wrong and i've asked them to re look at the complete refund claim as well whilst they are at it, if im reclaiming the whole lot is this again the CISheet at 59.93% as 1 £5.50 ROP charge from oct 2009 shows £876.77 interest ??   any help would be great not done this for a long time last one was bank charges lol.
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jkop

jkop V MBNA

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Sent of SAR on 29th Jan, cheque cashed on 13th Feb so should get them soon

 

£111 charges from statements i do have so far.

 

Bring it on MBNA!!


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Hi,

 

Claim is for £450, the write to me saying they will be issuing a cheque for £190 within 7 days and they "hope this will be final settlement of the matter"

 

Nothing to sign, can I bank this and claim the rest?


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7QZ58501 Claim submitted

 

£549.90 including Court Fee.

 

Can I bank this cheque for £190 in part payment?


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I banked the £190 then they sent the rest and sent in the defence of having paid all money owing.

 

WON!!


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