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    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi everyone. First time on the site and am looking to join the the growing army of claimants and feel confident that you will keep me right in the process.

 

I'll be looking at charges incurred on an account which I closed in 2004. Any problems in this?

 

First naive question. Where do I send my first letter asking for details of said charges....Local Branch or Head Office.

 

Looking forward to your assistance and wishing everyone in the process, the best of look

 

Ray

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Hello and welcome,

 

Which bank are you claiming against?

 

try these:http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html

 

In most of the individual bank sections there will be a sticky (unmovable post near top of page) that has that banks particular details such as where to send and who you need to address it to.

 

No problems that I know of in claiming against a closed account.

 

Good luck

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Guest louis wu

Fontgary, just a quick word of caution.

 

Before you start, have a good read of the FAQ's, and try to get a feel for the process you are beginning. All the knowledge and info is here, it just sometimes takes a while to find it, which is why a basic undersatnding of WHAT you are doing, and WHY you are doing it is essential.

 

Not trying to lecture, but the biggest mistake made is rushing into a process, that whilst is not overly complicated, can be a potential minefield.

 

Best of luck

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Hi Fontygary, as Mochamoo said their isn't a problem with claiming on a closed account, as banks/institutions legally have to keep records of accounts for 6 years, although the con with that is you cant claim for charges before 6 years!

In most cases you should generally write to customer services dept, but to be honest if you have several addresses, for the sake of stamp costs, I would send to all available addresses! (thats purely my opinion!)

In fact scrub that last note, If its statement of charges that your requesting from your old bank I would assume the customer services dept will help, dont let them fob you off with excuses, as again, they legally have to keep records for 6/7 yrs! Good Luck and keep us posted!

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Guest louis wu

Just a quick correction mauritius, people are claiming back more than 6 years, but only if they already have their own statements. Perhaps not relevent in this thread, but ray may have other accounts to challenge at a later date.

 

Also, send EVERYTHING recorded delivery.

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  • 5 months later...

Hi again.

It's been a while since I posted but I am now at the stage where I have received my Allocation Questionaire from the Court.

 

I little more advice required, SECTION G 'Other information'. Within these forums a Draft order for Directions is mentioned.

 

Is it necessary to complete this or, if not, is it advisable, and is there any advantage in doing so.

 

Your guidance would be appreciated.

 

Thanks

Ray

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  • 3 weeks later...

Latest update. AQ due Sept 3 sent in good time, presumably YB had the same timescale.

Letter rec'd today from the Court advising that YB have until Sept 12 to submit their AQ otherwise an award will be made due to default.

I wait with baited breath.

 

Cheers

 

Ray

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