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Bank charges


beckz27
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I have recieved my bank statements and am now at the next stage. I am from scotland and what i want know is if anyone else from scotland has claimed back there charges from the abbey. I'm a bit confused about the court thing as scottish small claims courts only hand out upto £750 and my claim is for nearly £2000, i am hoping it won't go to court but am just thinking ahead about what to do.

 

Any other helpful advice would be great, cheers

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Becks you need to do a lot more research, read threads and read the FAQ section. Many people in scotland prefer to keep their claims under £750 so it goes through small claims - if the claim is for more than this figure then they split it into portions - i.e. they go for a £750 claim covering the first couple of years then when successful claim again for the next couple of years etc.

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

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thanks just been reading

The Civil Jurisdiction and Judgments Order 2001

in this it states that you may take the company to court in the country which there head office is in, providing it states nothing about it in the terms and conditions from the bank. since abbey's head office is in london i should be within my rights to take them to court in england which is what i plan to do if it goes that far.

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My understanding is that unless you have a correspondence address in England then you cant claim through teh English system although there are ways around it. Have a read of the following post.

http://www.consumeractiongroup.co.uk/forum/scotland/52551-claim-england.html?highlight=ehstevie

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

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Thanks you have been a great help. I have someone in England who hopefully will let me use there address, failing that i will get a mail box.

Now to get the ball rolling

 

cheers again

 

Becky

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  • 1 month later...

After applying at the court how do i then know if Abbey have filled a defence or replied to the claim before i file a judgment, have not heard anything yet and there time is almost up.

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  • 4 weeks later...

I received Abbey's defence about 2 weeks ago but have not yet received the allocations questionaire. I'm a bit worried as to what is going on, the MCOL online said they would notify me of the court to which my case is to be transfered to but i have not heard anything about that either.

 

Can anyone help me with this please, not sure what i should be doing if anything.

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