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    • Not necessary according to Johnson (the Liar)
    • Sorry I feel that I am not engaging very closely on this particular thread. You ask a question about whether you should mention the insurance and I didn't respond. I suppose it's too late now because you have sent your initial letter off – but it doesn't physically matter either way. If you have mentioned it then well and good and if you haven't mentioned it then that's fine we will see what they have to say and include it in your letter of claim. Apologies for not being more closely involved.
    • Well I think it's important to speak to the press. I'm quite amazed that your MP has done nothing about it. I think if you talk to the press and raised the issue of the lack of interest by your MP, this would also spur the MP. The press would go to the MP for comment and this might be enough to trigger it off. As you are in Cumbria – are you in any region which is protected or some area of special beauty? If you are going to have a call with your solicitor then I think the main question is that as liability has been established, why aren't you all discussing the extent of the damage and the value of the damage – and if they have gone silent on you then why haven't you simply sent them a letter of claim and begun proceedings. That is the way to move them forward. The substantial delay and toleration of their lack of communication, I'm afraid is very much in tune with the kind of service that we expect from solicitors. You should be aware that you are losing control of this and you need now to be assertive and quick firing and if you rely on your solicitor then you need to make it clear to your solicitor that this is the service you want and you're not interested in going down the usual channels of correspondence and hanging around for replies. The solicitor works for you. You don't work for the solicitor. All too often people seem to hold these professionals in a kind of reverent awe and it's up to you to adopt a different mindset. Your solicitor won't like being pushed around in this way but that's because they are used to having control and they are not used to clients pushing them around. I really don't understand why you don't want to speak to the press. In my book it's a no-brainer. It's completely free – there is nothing to lose. The only thing that crosses my mind is that maybe you don't want publicity on your proposed development. I still don't quite understand how much money you think you might be talking about here  
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    • We believe this firm may be providing financial services or products in the UK without our authorisation. Find out why you should be wary of dealing with this unauthorised firm and how to protect yourself.View the full article
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mrbd
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Hi everyone ive just joined up im doing this for my parents, as i thought they deserved some good luck. I have sent the first letter and was just wondering how long it normally takes to get a response, my dad is panicing a bit as i did read that some people have said that Alliance & Leicester will closed bank accounts down, could any one shead any light on this for me.

Cheers

Ill let you know how i get on.

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my dad is panicing a bit as i did read that some people have said that Alliance & Leicester will closed bank accounts down,

 

True, but they've been fined by the FOS for doing so. See here:

http://www.consumeractiongroup.co.uk/forum/general/63646-alliance-leicester-fined-fos.html

 

If you're concerned, open a parachute a/c at another bank first. See here:

Do you need a parachute account?

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Hi everyone ive just joined up im doing this for my parents, as i thought they deserved some good luck. I have sent the first letter and was just wondering how long it normally takes to get a response, my dad is panicing a bit as i did read that some people have said that Alliance & Leicester will closed bank accounts down, could any one shead any light on this for me.

Cheers

Ill let you know how i get on.

 

Just out of interest, mrbd, what do you mean by first letter? SAR, or preliminary request for the money back?

I would strongly advise you to get your parents to open a parachute account ASAP as A&L have been known to retaliate with account closure at the first hint of a claim. Don't wish to scare-monger but you should be made aware of the possibility. :cool:

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Hi

I have sent the letter asking for statment ect, i'm hoping they wont close the account down yet but my parents have just opened a new account else where, so that is covered, my mum is a bit nervous about doing this but after reading all the info and feed back on this site i have told her it should be o.k, I havn't heard any thing from the bank yet!!!!

Ill let you know

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You'll just have to try and set your mum's mind at rest, mrbd, they've done the most important bit by opening a stand-by account.

Keep going though, I'm sure it'll be a straightforward claim procedure for you as you're not going for anything crazy like contractual interest!

You probably won't see the statements until the 40 calendar days are up. Face it, they've been inundated with requests for them over recent months! Ha ha.

Keep posting. :cool:

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  • 2 weeks later...

Hi, yeh we still haven't received the statments yet but we received the standard statments and guess what with charges on again, when will these banks learn, anyway i will keep you up to date on my progress.

Thanks for all your comments

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