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    • thanks for the info. I thought that might be the case.    I have been at the same address since 2009.    in 2010 they wrote to an address that I lived at in 2008 and left in 2009. I assumed they collected that address from the electoral roll maybe. after investigation this is the address where they secured the CCJ at.    The SB MCOL success in 2015 was from the same current address I am at now (and since 2009 ) and is the same address that they are writing to now.    so no I have not moved, they just didn't write/contact for a long time   thanks Dave  (thanks for the info and your time I have made a donation through PayPal)    
    • Hi all, just finished my Hearing.. Nothing owed to me by VCS so I WON the case.   Mr D from VCS stated he wanted to Appeal, then he withdrew the opportunity. VCS have 3 weeks to appeal so I may yet get a letter.   The WS "we" all put together was "Very Informative" the Judge said.   What swung the judge was that is was a Stopping Event, not a Parking Event.   I didn't make any counter claims as yet.. Will wait to see if an Appeal is forthcoming..   Just want to say a Big Thanks to all for your help. I do hope it's finally over. It was pretty Intense for a Layman!   Regards Tom    
    • Have you had the property valued.....what's its worth ?  If he agrees to nothing and signs nothing he is legally entitled to 50% of the value anyway.
    • My car was on road outside my house.  i took the loan out october 2019, never defaulted till June 2020. Requested payment holiday which they granted, still struggle due to Covid.   on the paper work it says I took 2000 and pay back 175, a month. I actually only had 1200 at 105 a month. They never sent me new paper work.   Hence kept telling me wrong settlement figures or would not send you settlement figures, then another date would pass. 
    • Hi All,  I would appreciate a bit of advice re a speeding offence.    I lease a vehicle and the leasing company received a Notice of Intended Prosecution (NIP) dated  7/1/21  relating to an alleged offence speeding offence (fixed camera) on 12/12/20.   As soon as I heard from the police, I wrote back and informed them that the notice was well over the 14 days set out by the Road Traffic Act. and sent them a copy of the notice issued to the leasing company dated 7/1/21.   The police persisted in simply replying and advising me that the it was issued within 14 days! After four letters from me, asking them to explain how this could possibly be within 14 days, they eventually put a bit more meat on the bone and said that an NIP was sent out on the 15/12/20, which would, of course, be within the statutory time.    I then contacted the leasing company again,  and they have confirmed that the only NIP that they received was on 7/1/21, otherwise, they would have contacted me earlier!     The NIP dated 7/1/21 presents as an original notice, not a reminder; not sure if that is relevant.    Any suggestions as to how to deal with this one?     Many thanks.      
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

Keith Jeramiah!?


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Looks like He is busy supposedly defneing all these users claims in the same week eh!

 

Skippy

Red_ratty_rat

Boonyed

Krisbutler

Kaznelson

Jinx_UK_98

Don Quioxte

JJ

Exbarclaysbanker

Oblong21

Babylon

Bren_01uk

Rebel_uk

Icefall

Carl stevens

Dom

Gemsurf

Davesuecpl

Swifts92

Pillowatrick

Mossysue

 

I bet you they WILL back down! He must be innundated!:lol: :lol: :lol:

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Looks like He is busy supposedly defneing all these users claims in the same week eh!

 

Skippy

Red_ratty_rat

Boonyed

Krisbutler

Kaznelson

 

I bet you they WILL back down! He must be innundated!:lol: :lol: :lol:

 

He is going to be a busy, busy man !!! :p

Barclays owe me £3,101.72

:mad:

 

Initial Letter - 04.05.06

Reply Recieved - 11.05.06

They will reply by - 04.06.06 (Whatever !!)

LBA sent - 19.05.06

Claim due to be issued - 02.06.06

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and me to that list.....although I dont have a date yet

 

 

Me tooooooooooooooo - and still waiting for my court date!

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Well thats 10 so far! Lets be honest does he really think he can defend all these? Think of the case work! *snort*

 

+1=11...

+1=12 LOL!

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Add me to this list :)

 

Rebel

vs Barclays Bank plc - £1670+interest @ 8% + Costs Concluded 24th June 06 - 5% donation sent

vs Bank of Scotland - £2226.42+interest @ 8% + Costs SETTLED IN FULL 6th Aug INCLUDING 8% pre court.

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Im not filled with joy and happiness just yet..... Always the pessimist.

 

What about the carry on with one of the other banks where someone won by default and they appealed the decision. Its been in the papers and on TV. It goes to court June 2nd?? Been searching for the thread but can't find it. Knowing my luck that will happen to me and Barclays will claim they weren't served or something...

 

Can anyone post the link?

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He's defending mine too - and our case is going to Penzance court way way down in sunny Cornwall.:D :D

Bank Claim Result

NatWest £2051 UnGagged myself. They paid up in full:D

Barclays £641.81 Settled in full.:D

MBNA AOL £390 account credited

MBNA Card £880 account credited

MBNA Loan £115 LBA 03/07

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Thats a hell of a lot of dodgy service station sandwiches he's gonna be eating!!

Don't forget to contribute to the CAG. Without them we would probably still be drafting our prelim letters.

OH Cap One - £436/ So far received £40. MCOL submitted 17/7/06. Caved 4/8/06 for full amount!!!

OH Monument - £140, claim filed 8th May. Requested judgement by default, settled in full 4th July via out of court settlement (see thread). Total £192ish received.

Me Barclays - £630. Received letter 13th May offering £300 full and final (they can bog off). Claim filed 16th May. Acknowledgement of Service filed 22nd May to defend all of the claim. Allocation Questionnaire completed and Stay been ordered by Judge on 18/7/06!!!

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Thats a hell of a lot of dodgy service station sandwiches he's gonna be eating!!

 

Alleycat - you almost sound sorry for him ;)

 

T xx

Barclays owe me £3,101.72

:mad:

 

Initial Letter - 04.05.06

Reply Recieved - 11.05.06

They will reply by - 04.06.06 (Whatever !!)

LBA sent - 19.05.06

Claim due to be issued - 02.06.06

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Mmmm, foisty cheese and pickle sandwiches, warm pop, cold Burger King chips.....I'm almost salivating :razz:

Don't forget to contribute to the CAG. Without them we would probably still be drafting our prelim letters.

OH Cap One - £436/ So far received £40. MCOL submitted 17/7/06. Caved 4/8/06 for full amount!!!

OH Monument - £140, claim filed 8th May. Requested judgement by default, settled in full 4th July via out of court settlement (see thread). Total £192ish received.

Me Barclays - £630. Received letter 13th May offering £300 full and final (they can bog off). Claim filed 16th May. Acknowledgement of Service filed 22nd May to defend all of the claim. Allocation Questionnaire completed and Stay been ordered by Judge on 18/7/06!!!

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Mmmm, foisty cheese and pickle sandwiches, warm pop, cold Burger King chips.....I'm almost salivating :razz:

 

Mmmmmm I bet he can't wait :D

Barclays owe me £3,101.72

:mad:

 

Initial Letter - 04.05.06

Reply Recieved - 11.05.06

They will reply by - 04.06.06 (Whatever !!)

LBA sent - 19.05.06

Claim due to be issued - 02.06.06

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Guys, let's not get carried away with the fact that Keith "stupid-surname" Jeremiah is responding to our claims.

 

No disrespect to Mr Jeremiah (or other folk unfortunate enough to share his surname), but I expect he is no more than a low to middle-ranking bank employee, with little if any legal training, whose job title as "legal executive" gives him a 90% remit of replying to claims submitted by post or email. Simply stating the intent of Barclays to defend in full the relevant case. The other 10% of his job description probably involves urns, hot water, and lots of tea bags or decaf.

 

We must retain perspective, and find it encouraging that Barclays are;

 

a) clearly inundated with claims

b) have employed a fella called Jeremiah to handle the paperwork

c) show little understanding of the legal or wider implications of their predicament

d) have yet to successfully defend a claim (in full, or otherwise)

e) there is no letter e.

"BA Group. The World's favourite CA Group"

 

HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.

BARCLAYS settled in full 2 days prior to submission of defence by Barclays

CAP ONE settled in full on day 14 of LBA (£210)

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