boatboy v halifax

[boatboy]

hello everyone

this is my first post after reading the forums for what seems like for ever but now I think im ready to go, so 1st letter in post to trinity road complete with p.o for £10.00.

I think its going to be interesting to find out just how much they have taken in charges over the past 6 years.

will keep you posted and will be back if they start being awkward as I expect they will.

see you soon boatboy

[maroondevo52]

Hello and welcome Boatboy,

 

The cash will soon be back in your pocket.

 

Best wishes with your claim.

 

Regards.

 

Scott.

[boatboy]

statment request delivered 26/2/07 and signed for at trinity road.

Thinking of closing halifax account and using my other account to stop any skulldugery.

Can I nominate where I want the money paying( I know I might be jumping the gun a bit)?

[jaxads]

Hi boatboy --

 

I successfully claimed back against the Halifax earlier in the year and whilst they say they reserve the right to close the account, I've not seen anywhere that this has been done after one claim!!!

 

You are now on your way to reclaiming back what the Halifax should never have taken from you in the first place.

 

Have a read of my thread (I'm not sure how to do a link, :o but if you click on my name on the side of this message I think you can get to it from there). I did very well from the Halifax and all in all from requesting statements to receiving the funds only took me about 6 weeks!!

 

You do need to be prepared for them not settling in full and issuing court proceedings. However, the Halifax do seem to be one of the better ones for settling before court (I think the penny has finally dropped that it costs them more to go to court!!)

 

However, if your claim does end up with the court, at least you can then claim back the "little xtra" in the form of the 8% interest from Howard Halifax.

 

Either way, you WILL get your charges back!!

 

Get your highlighter read!!!!

 

Best wishes -- if you need any help, just post a message and someone will get back to you.

 

jaxads x

[boatboy]

thanks for that jaxads, I read your thread a few days ago as well as many others and I cant stop reading them(gets addictive)

cant wait for the fun to start!

[boatboy]

40 days up next week but no statments yet, not even a letter saying it will take 8 weeks.

Are they just playing dumb?

[sea-sidelady]

They seem to taking their time sending out the statements.

 

Wait for the 40 days then send the next letter....

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

 

Letter 3

 

You could always give them a call to see if it will hurry things.

[boatboy]

Rang Halifax today and spoke to someone called Tara to ask when i could expect my statments as 40 days are up tomorrow.

after going through the usual security questions, acc nos etc it appears that they have no record of my request.

I pointed out that the request letter had been signed for and postal order cashed.

Well im really sorry about that and will order them today and they will be with you in 7-10 days.

I am going to send non compliance letter anyway as from these forums it does seem that Halipratts to tend to tell porkies

 

Happy Easter Mr Brown

[boatboy]

while waiting for statments to arrive i have been looking through ones i have and have noticed a little [problem]

to put it simply i have 2 accounts lets say A+B

wages go into A every friday

standing order moves x amount from A to B

B account covers all DD etc

A account is money to invest in pub, fast cars, wild partys etc (joke)

However when a DD is payable on same day (friday) due to days of month moving about(ie. 1st might be on tuesday but next month 1st might be on thurs) a bug appears on their system and guess what?

transfere from A to B does not take place untill the next day, and then what happens?

Yes you got it, snotty acidic letter informing me that their goof has cost me 39 quid.

Have a look at your statments and see if this glitch is common.

[boatboy]

Regarding my previous update about halifax not having any record of my request for statments (5th April) well a strange thing has happened, on sat I got a letter informing me that statments had been ordered but the letter is dated 29th March! also 1 set of statments for one account, still waiting for ones for other acc.

maybe they will arrive tues

Must go get the highlighter out and count my pennies

[boatboy]

Well the other statments turned up wednesday and all OK

postie keeps turning up every day now with more!

So far I have 3 sets of each, anyone else had this happen?

All from Trinity road as well. have I been put on a mailing list?