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Bwdski Vs Robinson Way & Co - Urgent


bwdski
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Thanks for the info guys.

 

So the next step would be to send the letter stated by PriorityOne?

Any oher suggestions?

 

Why not..and add in the bit I've mentioned.

Just hate every DCA out there

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  • 2 weeks later...

I hate this bloody company with a vengence!!

United utilities have sold on my huge debt to them and I agreed to pay £30pm, a few days before payment is due they phone me up, ask if I can make full payment (to which I reply no I bloody well can't) and they even have to the cheek to ask me to pay a few days before due date as it takes a few days to show on the system I have paid.

 

Sometimes I am a couple of days late in paying them and they phone me up twice a day bugging me and even asking if I can pay in full or increase the monthly amount! I've had loads of these court proceeding letters from them, usually because my payment hasn't went on the system quick enough.

 

Does anyone think I have a chance of decreasing the £30 pm payments? as I am struggling to make them most of the time, I've asked them on the phone and they said no:(

 

If they keep phoning me though I'm going to send them one of them letters! I'd really like to tell them were to shove that debt! but I won't because I owe it of course.

29/03 - DPA request letter sent to Nationwide

01/04 - Confirmation of DPA request received.

04/04 - Approcah for repayment made

18/04 - LBA letter sent

20/04 - All money refunded to my account!

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have you CCA'd them?

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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What's CCA?

29/03 - DPA request letter sent to Nationwide

01/04 - Confirmation of DPA request received.

04/04 - Approcah for repayment made

18/04 - LBA letter sent

20/04 - All money refunded to my account!

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Consumer Credit Agreement

 

It makes them prove they have the legal righjt to chase you for money!

 

if you havent let me know, ill give you a template.

 

 

do some reading on it though, spend a lot of time reading through this site and its threads, youll get knowledge in no time!

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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Consumer Credit Agreement

 

It makes them prove they have the legal righjt to chase you for money!

 

if you havent let me know, ill give you a template.

 

 

do some reading on it though, spend a lot of time reading through this site and its threads, youll get knowledge in no time!

 

Thanks, I understand now I think...but with it being a debt from united utilities (water company) is there such a thing as a CCA for a utility bill?

29/03 - DPA request letter sent to Nationwide

01/04 - Confirmation of DPA request received.

04/04 - Approcah for repayment made

18/04 - LBA letter sent

20/04 - All money refunded to my account!

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Utilities are not covered by the CCA. You can only pay back what you can afford though. If they took you to court over this, a judge would say exactly the same... so don't be bullied. Put your proposal in writing... but don't discuss it on the 'phone.

 

If they have added any of their own charges to the amount outstanding however, you can re-claim these through a SAR.

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