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Hedgey v NatWest **WON**


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Yaaaaaaaaayyyyyyyyyyyyy.............. cappucinos with loads of choccie topping on their way tonight hun!!!!!!!!!

 

Have a fabby time at the concert............. I'm totally jealous - and the traffic's mounting up already so I hear on Key 103, so should be a brilliant night!!!!!!!!!!! xxxxxxxxxxxx

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:eek: !!!!!!

Ooooh look, I thought. There's Hedgey's thread. She was lovely to me when I started my thread on NW last month. I'll have a read and see how she's going....

 

My child has grown up, got married and made me a Grandma in the meantime - 39 pages???? And she's still not done yet ??????

 

I've had a good laugh though. I'm sure my family think I've morphed into Beavis n Butthead :D

 

On a serious note...stick with it Hedgey...nearly there.

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Hey honey!!!!!!! Lol at your comments............ feels like war and peace part 5 this lot don't it!!!!!!!! Keep going with yer own claim............. I want to see it marked as won before I become a grandma meself!!!!!!! xxxxxxxxx

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Morning Hedgey, hows life.

 

Hows the Nutwest claim going so far hun.

 

Peeps will never know the outcome of mine cos Ive been cagged. Thread shut. Finito hun.

 

Off to play on friendlier sites for the funny stuff.

 

Bye Hedge, do keep your thread up to date and on topic hun wont you. Or you might get deleted, Lol Lol Lol Lol xxx LIKE ME.

 

Fendy xxxxxx

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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Sorry to jump on your thread Hedgey but I can't beleive your thread's been closed Fendy. Everyone enjoys reading it and finding out whats happening. You need to let us know you've had your cheque..!!? I regularly log onto CAG just to see how you're getting on.

 

Anyway. Hope it all works out -TODAY!

 

Skylario

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Hedgey, I know you must be a bit upset about the closure of Fendy's thread, but in the end it was inevitable. Yes it created alot of comraderie between all us claimants,

but i think Fendy would agree that it had gone off track, and for anyone wishing to follow what was a really interesting claim. Especially new people to the site it would have been a nightmare to pick up the thread of the claim. So please continue as normal and we are all here to help you fight for what is rightfully yours. Good luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Fendy's thread has been closed as it is extremely difficult for a mod (when asked for direct help as Fendy did) to trawl through the off-topic stuff and find the information needed.

 

If you can't help yourself, then it's difficult to see why someone who works for free should help when their job is being made more difficult.

 

Fendy, you were asked to take out the relevent bits and move them so it would be easier to help you. You refused on the grounds of "I don't have enough time".

 

Perhaps you should go to the other site that you quite blatently talk about here, in direct breach of the forum rules (it's a commercial site) - I'm sure with the amount of members they have, they will have plenty of time to sort through your threads over there for you.

 

Ahem. Enough said.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Im not getting into a retorical argument here. But

a) I have a part time job, 3 days a week

b) I have 8 claims ongoing

c) I have a 2 children, a dog and family responsibilities to organise.

d) With a thread that has over 118,000 views, how the heck, am I supposed to find the time, with everything coming to a crucial head, particularly with the nutwest and shabby claims

 

to go through the entire thread and post individual posts of number. How am I supposed to have time for that ?????

 

I would rather the thread was deleted. Seriously. As it seems it is no use to anybody, not even on the encouragement and support front. So Im fine with that. JUST DELETE IT. Im a firm believer in the good of human spirit, and also a firm believe in LIVE AND LET LIVE. Just a pity that those who complained about threads on here (not just mine, but plenty of others), dont seem to believe in the same philosophy.

 

AS I SAID. LIVE AND LET LIVE.

 

Thanks

 

Fendy x

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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Fendy, whilst I sympathise with your plight, this is a self help forum.

 

I have two children, two houses to look after, 2 cats, an ex wife, a girlfriend, a full time job, this site, a part time job, 3 claims going through for myself at the moment, plus about at least another 15 for people I know.

 

Yet, I would still find time to help myself and not push the burden onto someone else who equally has a life to lead as well.

 

to go through the entire thread and post individual posts of number. How am I supposed to have time for that ?????

If the thread had abided by the forum rules from the start, this wouldn't need to have been done.

 

 

Due to other sites that have copied this one, there are a multitude of cases that are attempting to be thrown out - embarressed PoCs for example - we have taken these cases on, with our own money and our time.

 

Having people refuse to even help themselves, helps no-one.

 

You obviously have a chip on your shoulder about this site and the fact that people have asked you for help to help you.

 

I suggest that now your claim is nearing it's end, perhaps it's best that you stop and go to the 'fun' sites.

 

I don't want to have to close this thread too - let's leave it to get back on topic and forget the highjack.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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OK, this is going nowhere.

 

I had offered to Janet M that I would split the thread, once my Natwest claim was over, when I had time to then do it. Obviously that wasnt good enough. The thread was closed anyway. Look, sincerely, no hard feelings, Im not that kind of person. I understand. But I thought later was better than not at all.

 

I wish everybody on CAG, everybody, all the very very best. Keep up the fight and you will all get your money. Just read, read, read, and remember if you can help each other along the way, encouragement, moral support, camaraerie, then it all helps, it absolutely does. I feel very hurt, but what can I say...................

 

HAPPY LIFE EVERYBODY. TRULY. SINCERELY. KEEP AT EM, AND YOU WILL GET WHATS YOURS BACK. FENDY XXXX

 

Best I go I think. xx

 

BYEEEEE.

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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Thank you. There are no hard feelings from this side either.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Hedgey, i loved the fendy thread (the madness of it- my term). It was fun IMHO. I understand why it got locked but it showed the real life waiting and was a diary of a claim almost as good as any book you could read.

Nattie is on the other site which is not a commercial site (i found the info out as i stated before), i would never endorse ambulance chasers and never did when i posted regularly on here. It gets its money from wasted costs orders and expensives which can be legitimately claimed(that is for those who eiither have no time to do the claim or feel unable to do so themselves). The site is self help and free. I am a banana(do a search on yahoo uk)

Hedgey, you are the one i am now watching for that cheque through the door, and we will keep the madness of the fendy thread alive elsewhere which is not a dig at anyone.

OFF TOPIC----Curry night in the fendy household with wine---- ON TOPIC: good luck hedgey.

I came I saw I helped. I could do no more.

 

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Thanks Meldrew. I know you'd never endorse ambulance chasers - you're a genuinely decent, honest, lovely person who I've missed terribly for a while now. You was the absolute backbone of the nat west forum, always supporting and advising peeps and ensuring that we felt empowered to take action against nat west. You've inspired me from day one and your tireless and selfless actions inspired me to empower myself with the knowledge needed to help other peeps on this forum in the same way that you've always done. I sometimes make a mistake, but my heart is genuinely in the right place and I hope I haven't let you down too much.

 

I'm truly, truly upset at what's happened today, I feel really sad at some of the posts I've just read. I struggled when you left the site, but today's occurence has really taken the wind out of my sails and knocked the stuffing out of me. Fendy is an incredible woman who's become a personal friend who, like yourself Meldrew, inspires me and many others. Her honesty, bubbly personality, tenacity and accounts of her day to day battle with nat west have been a source of inspiration to me and many others. I will truly miss Fendy on CAG, as I miss you also and I feel the nat west forum will miss her also.

 

However, I do need to retain my own claim against nat west - those of you have read some of my posts in the paost will probably be aware that my financial circumstances are (like most members I suspect) not in the best state. I will post genuine claim updates only on this thread in future to ensure that peeps can respond to genuine requests for support. Hopefully, this will enable me to continue with my claim against nat west and enable other peeps on the forum to understand the process. I appreciate all the advice and support I've had in the past from forum members (Parkie, Steven, Nattie, Fendy, Enaid, Archer to name just a few) and hope to continue to receive this in the future.

 

Kind regards to all, Hedgey xxxxxx

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Hedgey, today is a bad today but tomorrow will be better. Each person deals with claims how they see fit. You know where i reside (mse and pc and LB) and now where fendy is stamping her mark moreso than me now(lol as i write that). Hedgey, I have been here for some time, and still visit to see your name down the NatWest thread and when i do and i did, I knew that the forum was safe, because you understood a lot of the things that i posted. I remain convinced that your knowledge is really good. It is difficult to get someone to fully understand how a system or charges work or how bank procedure works. I am sure i would have to sit down with you for a week to get an understanding of what happens and the psyche of the banker. You got the basics on the charges and I think fully understood threads that seemed not to sink in for others. I am certain that while the rep is on 2 bars the rep that you deserve is so much more. Keep your chin up, you know where i am as Nattie. It is one year for me on the charges sites soon, I will be having a cracking gift for NatWest on that date, they love me really:D

I came I saw I helped. I could do no more.

 

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dave is right that this is a self-help site but it is not just a self-help site. It is also a mutual support site and IMHO the sort of support given during the long waits and the quick panics of receiving a letter from Cobbets or the court in "off topic" posts is invaluable and the site wouldn't work without it.

 

Steven

Steven

 

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My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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Off topic - but FYI, I agree, and the Bear Garden will be reopened very shortly.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Claim update - letter going off to cobblers in response to their 'defence', copy to county court:

 

Dear Cobbetts,

 

On 14th June 2007 I received a copy of your defence in the above case.

 

You may not be aware that your client has previously offered to return all penalty charges applied to my current account (copy of your client’s offer letter attached). However, as I filed this claim at xxxxxxx County Court on 15th May 2007, I am unwilling to accept any offer that does not include the court filing fee of £120. Please find attached, a copy of my response to your client’s offer, which they have not responded to.

 

Should your client wish to settle this claim amicably, I am prepared at this stage to accept a full refund of all charges plus the court filing fee of £120.00.

 

For your information I attach a schedule of the charges I am claiming back.

 

Yours sincerely

 

 

Hedgey

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Keep at them Hedgey. We'll soon be able to congratulate you on a fine win

 

Steven

 

If this post is helpful, please click the scales

Any opinions are without prejudice & without liability.

Almost everything I know concerning the law I learned from this site

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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keep up the good work girl, they defended mine to the b******s but at least in your case they offered all of your money back minus the court costs, they never even attempted that with me!

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Thanks for the support steven and choco, I really appreciate it. Not too long(ish!) now hopefully ;)

 

Hedgey xxx

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hedgey u will have ur money soon i can feel it.they know theyre being unreasonable not putting costs on theyre just trying it on

xxxxx

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Hi archer, thanks for that hun............. hope you're right! xxx ;)

Can't find what you're looking for? Please have a look at Michael Browne's

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Hedgey you'll get there hun, Cobler are bogged down atm, some kind of bug going round apparently! so it may be worth giving them a buz in a couple of day's just to chase it :)

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... and they've just moved house. Imagine the poor deers, living out of boxes...

 

Steven

 

If this post is helpful, please click the scales

 

Any opinions are without prejudice & without liability.

Almost everything I know concerning the law I learned from this site

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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