Clarke Vs LloydsTSB

[Axleuk]

Well, Yesterday i sent off my first letter requesting my statements complete with cheque for £10.

 

Will now wait the 40 days I have given them and then tally up all my charges. So far (online) the past 4 yrs are approx £1100.

 

I have opened up an Abbey Savers account and Abbey Current account in the event that Lloyds play silly buggers with me.

 

Will keep you all informed as there does not appear to be many actions agaisnt Lloyds on here.

 

Wish me luck

[Guest Lueeze]

Good Luck and keep us posted!

 

Lou x

[beridor]

If anyone's as tight as I am - try not sending the fee - have ignored it twice so far and have still had the statements sent back.

 

Beridor

[Guest Lueeze]

Please do not suggest this, the banks DO NOT have to comply with your letters for DPA disclosure, if you have not included a cheque/postal order for £10.

 

Some banks have returned peoples cheques, and so you may not even have to pay this.

 

You can risk not sending the money, and wait 40 days, but if they don't comply you have just wasted all that time, and have to start over again. This is quite pointless, we have guidelines so everyone will be successful, and not fail in any part of their claims.

 

Thank you,

 

Louise.

[beridor]

Apologies - suggestion withdrawn and wrist slapped.

 

Beridor

[Guest Lueeze]

Thanks! (of course if you want to risk it go ahead LOL!)

 

Lou x

[Axleuk]

Its not really worth the risk of wastign time for the sake of £10. I'm looking forward to the battle, however, i still feel nervous, but nothing ventured, nothing gained is what i say.

 

My colleague has just been sucessful with HSBC, but it appears LloydsTSB like to use scare tactics but as long as i know everyone gets the same treatment then i feel much better.

[Axleuk]

Hi Folks,

 

Thought i would never see these, but i have received my DPA papers through, just need to sit down tonight and work out the charges and then start the ball rolling good and proper.

 

1 Quick question though, when i get around to sending the LBA, can i give them 17 or even 10 days to respnd rather than the "safe" 14 days ? What can they do if i gave them 7 days for instance ?

 

Regards,

Paul

[Axleuk]

Ok, sent my LBA on the 30-04-06 and received a standard reply from Musarat Siddique on the 02-05-06 (damn quick i might add).

 

Is this the point that i file a claim online ? I hope so, i cant wait any longer, the anticipation is killing me, hehehee.

[Axleuk]

Ok, i think i made a boo boo. It looks like i have sent off the LBA first, rather than sending the prelim letter. Although i have received a response back from the bank.

 

Am i clear to just go ahead now and make the claim, i mean, it looks like they are receiving these letters day by day.

 

Although i have received this letter within the 14 days i gave them, does this mean i HAVE to wait til those 14 days to be up before proceeding, or can i take the letter as a response to the fact that they are unwilling to pay up ?

 

Regards,

Paul

[Axleuk]

**bump**

[Axleuk]

Hi Folks,

 

I tlooks like the Bank have not send through their defence in time and it is now 2 days overdue so i am going to go ahead and file a Judgement by Default.

 

Has anyone gone down this route before and what was the timeframe and outcome.

 

I have spoken to the courts and they confirm that a defense has not been filed, so i would like to hear from anyone who has taken this route before.

 

Regards,

Paul

[Axleuk]

This topic was closed on 10 March 2019.

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