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Hi, i have been reading these forums and others for a while now, so far i have:-


Sent Data Protection Act Disclosure Request to..


First Direct


MBNA x 2 accounts



FD sent within days, they owe me £1215 in charges + £176 interest, got the "sorry, we are looking into it, get back to you within 10 days" they have two days left to pay up


Argos were also good, took about a week, they owe me £215, sent the letter off asking to repay back my money 3 days ago.


Still waiting for the other two banks to release my statements/charges to me, but was expecting these two to play hard. With them three accounts i am owed 0000s, probably enough to clear the debts with them, which makes me:)


Anyway, i am blabbing, but i hope every one else's life has/will be(en) made that bit easier in regards to claiming back our money.

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Ah, i also have a question.


When i sent the letter to First Direct asking for my charges to be refunded, i didnt sent anything else but a letter.


Should i have sent in also, all the charges broken down, date/how much etc?

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