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Barclays and First Credit


Bilgeman
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Thanks, and yes it does make sense. In fact I was paying regularly before the court claim went in but was advised that any payments would be an admission of liability. On reflection though, it's only an admission that I owe something and not all of it, as you say.

 

They're still 'orrible though

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These people don't listen, do they? I've had another letter from Mackenzie Hall, this time offering a reduced settlement offer (which still doesn't wipe out all the unlawful charges). They are completely ignoring all my correspondance and tell me that if I don't pay up they will 'have no aletrnative but to take the matter further'. Anybody got any ideas how I should reply? I'm tempted to really lay into them but feel I might regret it.

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Hi Bilge,

 

Ltr to Muck Hall saying "In view of my previous ltr to you dated blah, a copy of which is enclosed, complaints will now be made to Trading Standards and the FOS."

 

Write to both TS and FOS to complain that, despite the ltr to Muck Hall dated blah (copy enclosed), they are still pressing for payment in breach of both the Banking Code and the OFT Guidelines on Debt Collection.

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