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New DCA Tactic.How Legal? Link Financial


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New DCA Tactic .How Legal?

On Friday there was a note through my letterbox. On it a message saying phone Mike

02077932684 as I don’t know any one in London called Mike, Thought I’d be cautious

Them.. Hello

Me …Yes hello , who is that?

Who are you looking for?

I was given this number and told to phone

Who are you looking for?

Don’t know . who are you ?are you a company?what do you do?

Who are you looking for?

I was given this number and told to phone(again)

Eventually we’re Links(Linx) and we forward mail!!!!!

Next day

The lady (whom I’ve never spoke to before)2 doors up asks did I get the note

And explains Guy Mike phones up asks for me and said he’s lost my phone number and could she give him it .

She says doesn’t know me ,doesn’t have the phone number

He asks for her to put note through door

She ends the conversation by telling me , Tell Mike not to phone her again

I've been looking at posts and I've never had anything to do with MBNA credit card

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Its not legal at all and the same tactic they used to track me down. Called my neighbours whilst I was on holiday saying they need to get hold of me urgently for a family issue!!

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Hello stivis,

 

They did the same to me. Phoned next door and asked them to give me a message to call them back.

 

I have since wrote to Link pointing out that I will be reporting their collection techniques to TS.

 

 

Jeff.

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seems LINK have been pretty busy this last week!!! i read on forums here a few times about DCA calling neighbours and i think they look up info on the electoral roll etc, keep looking through the posts as somewhere it'll say what 'regulations they're breaching' i'm sure they must be by that kind of practise, incidentally i phoned the OFT on friday re LINK FINANCIAL and i'll be speaking to trading standards after 4pm tomorrow (see link below) so the more the merrier! never ever phone them, i did without doing 141 first and of course now they have my number! have you never had a letter from them then? hmm... why phone the neighbour??? cos it freaks people out....and phoning some-one saying its a family matter!:o jeez how do these folk sleep at night:o

 

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/66484-theyve-taken-my-1-a.html

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Hi stivis,

 

Sorry, report them to Trading Standards. They usually don't act on individual cases, but it is my belief that any wrongdoing by these types of companies should be reported. The more people that report them, the more they will eventually have to take action. I believe the tide is turning, very slowly, but turning nonetheless.

 

If we don't report them, then nothing will ever be done!

 

 

Good luck, Jeff.

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Hi stivis,

 

Sorry, report them to Trading Standards. They usually don't act on individual cases, but it is my belief that any wrongdoing by these types of companies should be reported. The more people that report them, the more they will eventually have to take action. I believe the tide is turning, very slowly, but turning nonetheless.

 

If we don't report them, then nothing will ever be done!

 

 

 

Good luck, Jeff.

 

I'll drink to that:lol:

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This lot have phone about 6 of my neighbours , same stuff ....phoned BT and they said it was for the neighbours to complain , but it might cost them... clearly they won't pay ..any idea...........I've never heard of them before .

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Hi stivis,

 

I eventually wrote to them complaining of their tactics and said I would report them to Trading Standards and OFT. Then I told them that I would not be contacting them by telephone under any circumstances whatsoever, and that I wanted all communication to be in writing only.

 

You could adapt the telephone harassment letter in the templates section.

 

PS. I changed my home phone number just before Christmas, and so far no Banks or DCA's have been able to contact me!

 

 

Regards, Jeff.

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MBNA looked up my neighbours on the voters roll (I think), found one not ex-directory and contacted them. They introduced themselves as MBNA and explained they were having trouble contacting me and would he ask me to call them - which he did.

 

As I understand it this is a breach of both Data Protection and Administration of Justice Acts (a criminal matter).

 

Next day I phoned Consumer Direct and they immediately referred me to FOS. FOS took the complaint and wrote to MBNA. FOS also told me that if I didn't have an aknowledgement from MBNA in 'a few days' I should contact them. That was some 3 weeks ago and as I've heard nothing from MBNA as yet I'll chase them up this week. I fully intend to escalate this but I'm mindful that I also need to appear reasonable, for maximum effect.

 

A ruling against MBNA from the FOS will (hopefully) mean TS and OFT will have to take notice, and it will strengthen my arguments with the Police for a criminal investigation.

 

I spoke to the OFT and they're interested in the complaint, but do not take on individual cases.

 

I have started a thread about my issue (called: MBNA phoned my neighbours) and your welcome to join in if you wish. It's a bit of a slow burner for now though.

 

Good luck

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I have reported Link to TS, who have in turn forwarded my details to the OFT who are investigating them.

 

If anyone would like the name of the investigating officer at the OFT please pm me.

 

Cheers

 

Rosie :)

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  • 4 months later...
  • 6 months later...

I know this is an old thread but I just found it through Google as I've just received a note throught my letterbox saying call 02077932684... as far as I'm aware I don't owe anyone any money, good credit rating and all that but this has gotten me concerned!

 

Should I call trading standards and complain following what you've all said about the tactics or should I try and find out what the debt is or whether it's for the previous owners of the house (although I've been here for over 2 years now)?

 

Thoughts/Comments...

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Under NO CIRCUMSTANCES phone this shower. They are on a phishing trip. They will continue to harrass you for a debt which you may or may not owe. Wait until you get something from them in writing.

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Thanks for the speedy reply!

 

I was thinking about calling them from a public phone box and doing a little phishing myself to find out what the debt is about... suppose I'll leave it and see how much they harass my neighbours first.

 

Cheers

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Under NO CIRCUMSTANCES phone this shower. They are on a phishing trip. They will continue to harrass you for a debt which you may or may not owe. Wait until you get something from them in writing.

100% correct............

Have a word with the neighbours as they put it through your letter box

tell the one who did that next time report it to Ofcom.

these people are at best ****

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  • 2 months later...

I also have just had a note through my door to phone Mike. As it looked a bit suspicious I did an internet search first, and found this thread....many thanks!

I have no outstanding debts, so I will go back to the neighbour to see if they were looking for me or another named person (I have only been at this address 6 months), after that I'm not sure what to do...

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Tell your neighbour to report them to Ofcom and the you should report them to the OFT and TS, dont ring them, dont talk to them ever :-) they probably are on a phishing trip

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Totally agree with Lula.......report them to the above mentioned

Better still get your neighbours to report them as well

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This lot have phone about 6 of my neighbours , same stuff ....phoned BT and they said it was for the neighbours to complain , but it might cost them... clearly they won't pay ..any idea...........I've never heard of them before .

 

 

Wouldn't bother me one bit if they phoned all my neighbours up. I don't give a **** what anyone thinks of me. I can see how it could upset a lot of people though, not forgetting the neighbours themselves! Any company doing this should certainly be punished harshly. Is there no depth they will sink to?

What sort of world do you want your kids to grow up in?

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