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Virgin - not as pure as they like to think!


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Hi Guys,


I have received a goodwill gesture offer from Virgin but they have refused to remove the default notice as they say this is due to non-payment, I did miss a couple of payments.


Can they do this, or do I need to carry on with court action to have the default removed?


Many thanks



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if you did miss agreed payment dates & that IS proved by the dates being the same or near to the dates of the defaults on your records, then they are correct.

you need to check this.



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Lisa...


Just out of interest, have you advised them that the account is in dispute? Also, have you received your default notice since your SAR started? If so, and the charges you are aiming to reclaim exceed or form a large part of the default amount, you could consider sending them a section 10 letter under the DPA?



Just a thought...


Good luck

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!


Abbey Personal - Final LBA 28/5/7 - then Court


Capital One - Final LBA 28/5/7 - then Court


GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79


Alliance & Leicester - Final LBA 28/5/7 - then Court.

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