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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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OriBanker V RBS


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Just Starting off a thread to track my refund progress with RBS. I am going for the nice approch, went to see customer services and asked for all by bank charages back. The poor girl just didn't get it, kept on asking about the last chrages on my account etc.

 

She got her team leader who, took about 5 min's to catch on. I had break out OFT, punlative charages etc.

 

Of course they then, very quickly said they would pass my conserns on etc, etc. letter in a few days.

 

So should get the standard, our chrages are legal and fair etc, blah, blah

 

But you never know .....

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  • 2 weeks later...

Well going in and having a chat with my branch seam's to have got something rolling. Got a letter back from one of the banks 'Customer Service Officer's' saying she had ordered up all my statments dating back to 1999.

 

So went on to say that this would then be passed on to an 'income manager' and that she would contact me with around 10 working days.

 

The letter is dated 15 May 2006, so progress we will have to wait and see.

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Hi I have done the same I had 2 accounts with them between 1999 and 2003.

Even back in 2001 my statement shows them charging 30.00 for a failed cheque and 20.00 referral charge.

 

Both accounts closed in 2003 so I have not been into the bank but instead have sent off requests for statements.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 1 month later...

Sorry haven't updated the thread in a while but here where I am up to.

 

Got the banks std reply saying blah blah, "fair and transparent", blah, blah "OFT is only talking about credit cards"

 

But they did go through all my statments and add up give me a list of charges. I don't think they really got what I was asking.

 

So I went back in to the bank and asked if I could have the copies of my statment they had (Which she had on her hand !!). Which the reply was yes, then all of a sudden quiet work was said to the person how was serving me. The "Yeh no problem" turn in to "Yes but..." got told that the statments had to be sent to there DPA dept. then they would be sent on to me. 3 week later and no statment, also another bank charge.

 

I just though to no more MR nice guy. I took the list of charges they give me from my account and wrote out the 14-day, please give me my £x money back else were going to court.

 

this is now 7-days later and no reply.

 

I'm to send a reminder and then follow up with a conformation by phone (all letters are reg. post anyway)

 

Soo... that's the story update....

 

We shall see.

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  • 2 weeks later...

Looks like its on to court now. Bank has said were not giving you back any charges and were in the right. Oh that they still think the OFT is only looking into credit cards.

 

The main jist of the letter said that they informed me before hand of all charges so they can do what they want. When asked to break down there charges and 'prove' that they related to the cost of maintance they said this is a 'trade' secret.

 

Well I think there in the wrong and I going to get a sheriff to tell them so...

 

 

Any advise on what angle to take with the bank when were in court would be great.

 

My current think is that there charged as unfair in term of cost vs actual cost and just keep it as simple as that. what you all think ?

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Looks like its on to court now. Bank has said were not giving you back any charges and were in the right. Oh that they still think the OFT is only looking into credit cards.

 

The main jist of the letter said that they informed me before hand of all charges so they can do what they want. When asked to break down there charges and 'prove' that they related to the cost of maintance they said this is a 'trade' secret.

 

Well I think there in the wrong and I going to get a sheriff to tell them so...

 

 

Any advise on what angle to take with the bank when were in court would be great.

 

My current think is that there charged as unfair in term of cost vs actual cost and just keep it as simple as that. what you all think ?

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yes thats pretty well about it.

 

These people are known for their arrogence but will cave when they are at the stage when they need to defend.

 

Here is a snippet which is usually suggested,you can change it slightly but is the framework of the litigation wording for you.

 

 

Claimant has account (A/C No) with Defendant from (Date)conducted on their standard terms and conditions. Claimant is claiming the return of (£0.00) taken by Defendant in charges over (X) years. The Defendant's charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. They are also invalid under the Unfair Contracts Terms Act 1977 s.4 and under the Unfair Terms in Consumer Contracts Regulations 1999.Para.8 and sch.2.1.e.

In the event that the charges are not a penalty they are unreasonable within the meaning of the Supply of Goods and Services Act 1982 s.15. Defendant has declined justification of charges despite repeated requests. Claimant claims interest under Sec.69 of the County Courts Act 1984 at a rate of 8% a year from(Date) to (Date) of (£0.00) and also interest at same rate up to the date of judgment or earlier payment at a daily rate of (£0.00)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks dude. I'm going to sit down and fill out the forms at the start of next week, and get them handed in.

 

I really don't like the way RBS has delt with this matter because after speaking to branch staff, they are on my side its just there managers who hide behind them, that are 'not customer facing'

 

I will be looking for a new bank an 'ethical' one if such a thing exists ;)

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I agree with that

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 months later...

Well today was the day edinburgh sheriff court, all ready to do some bank whipping. Since they did they wanted to appeer. So I get approched just before the hearing starts, by a very 'green' young solicitor saying that he was instructed to get a they hearing delayed so they can settle out of court.

 

I gave him a little stick about 'well why couldn't you have sorted this out before now'. Then realised he was not the 'real' to dealing with the case.

 

They rather anoyed looking sheriff gave them two weeks to sort it out with me or were back in court.

 

Just now looking for some advice for dealing with this part.

 

Should I make sure that they know if I incur anymore charges I will follow the same action?

 

Anyother advice with this always wellcome.

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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