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    • Hmmm, interesting point. In my career, that I am retired from now, there were an immense amount of rules and regulations that one had to adhere to by law. The qualification process is rigorous with on going assessments throughout your career and re-certification every 12 months. If you were shown to be not competent in those rules and regulations you could not hold the position and the operational consequences of that could potentially be dire. In the same respect, perhaps a judge who is not conversant in the rules of POFA should not sit in on cases that requires proficiency in that area? I also bow to your considerable knowledge in this area, perhaps I shouldn't be commenting but by doing so I find it helps the learning process. Your last point has just reminded me of something that may help my case, thank you.
    • Just had an email re the my breache in agreement by her rep.   I asked you yesterday if they had asked about her name in the thread being removed.   The issue they have is the Elizabeth turner and genetic pups entry on google.   they knew I did not put it up and told them so in court.  I dnt know how to post on google.   I told them I cannot remove what I did not post.  when i come back here and saw her name gone from threads title, I presumed her reps sought it.   now I get an email saying her names still on google ur breaching the agreement as it’s still on google.  
    • Peter McCormack says "ambition is big" and Real Bedford's attendances are increasing with promotions.View the full article
    • How does one obtain the permit? The permit team number is only open between the hours of 9am to 3pm Mon - Fri. It says on the website, To obtain an additional 2 hours, the driver must pay a tariff of £3.00 + booking fees in person at our Security Hut, is that how you get the permit also, from the security hut? What a rigmaroll that would be but maybe just another step to take to try and catch people out?
    • Anotheruser0000 bear in mind that not all Judges are equally versed in the PoFA regulations. Fortunately now most of them are but sometimes a Judge from a higher Court sits in who is well experienced  in Law but not PoFA. and so they sometimes go "offkey" because their knowledge can raise a different set of arguments and solutions. It does seem particularly unfair  when the decision is so  bad . it can also be that in some situations the motorist being a lay person is not sufficiently know ledgeable to be able to counter a Judge's decisions in a way that a barrister could.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Elwood vs GE


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I am trying to get back the money that my daughter was fleeced for by various financial institutions and of course store cards are involved!

 

GE Capital Bank seem to be guilty on all counts. So I have just sent the usual DPA request. I have asked for all info on all four store cards she had with them and have sent one cheque. When I deal with DPA at work and we get a request, it doesn't matter how much info we have on an individual we still have to stump up for a tenner - so as all these accounts are with them I assume that is the case here.

 

My initial plan is slightly different thought as GE are currently being told by the Financial Standards Authority to dish out compensation to all those mis sold Payment Protection. My daughter had protection on all her cards and amaziingly they are still trying to charge her for it now! So I plan to see if I can get that back first.

 

Not sure if this is the appropriate place to discuss PPI or if this could be the start of something else to hack of the banking industry - oh dear what a shame - never mind!

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  • 2 months later...

Can someone help? We have not heard a word from GE and have confirmation that they recieved the DPA request - have now sent the letter giving them 5 days to comply and still no response - so now I guess we take them to court. Thing is I don't know how much we are supposed to sue them for for not supplying us with the info?

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  • 4 weeks later...

Have now received response from Info Commissioners office saying that ours is part of a block of requests they are sending to GE in May. Doesn't really raise my hopes - think it will just show we have taken all the right steps when this goes to court.

 

Have talked to my local court who inform me that because this claim is not for money that it will cost £150 so am waiting for my daughters dosh from the Co-op to come through before we can afford this. Should be this week hopefully.

 

Plan to wait until the first week in June to see if GE come up with the goods after their nudge from the ICO and then submit to court in June.

 

This one is for info on bank charges and PPI once we get the statements so should be interesting.

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  • 2 months later...

Can anyone tell me if the FSA decision to let banks put a freeze on all requests for refund of charges until after the test case is over also applies to credit card and store card charges?

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cf is right. However, I slightly disagree with the idea that credit cards were sorted out last April. All that happened was the OFT decied that they wouldn't take action against any card that charged

 

 

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  • 2 weeks later...

My daughter got all her dosh back from GE Money yesterday. Only £440, but this does seem to mean that they are not yet trying to use the excuse of the Bank court case. We also only had to send the first request letter - given how long it took them to give us the statements - 6 months and with Information Commissioners intervention, I thought it would be a much more painful process.

 

We also have an ongoing claim with the Co-op Credit Card and they are still sending out the same standard letters saying it will take four weeks to sort out. This is what they did when we claimed for her bank charges, so I suspect (and hope) that they will cough up too.

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