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mbates vs HSBC


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Hi,

 

Well sent my claim to FD today and decided to add my current bankers to the list to! DPA sent for full six years of charges.

Guess I may need to set another bank account up in reserve.....!

 

Will keep you posted.

 

(updated) - I have managed to pull the six years of statements from the HSBC website, should I still send the DPA request? I have a good idea of the charges but wondered if it is better to receive more info from HSBC verus just 'totalling up' the charge columns on the statements?

 

Any tips welcome, will record delivery the letter Friday AM, total amount of charges is £1,286.

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Don't think the DPA is really necessary if you know what your charges are. The only thing it may tell you is if there are any manual interventions on your account. However, I don't believe that any of the banks have provided this information as yet anyway. If it were ever to reach a court they would need to provide this to you in advance if they intended to adduce it as evidence.

 

In short, IMHO I don't believe that the DPA is necessary in your case at all.

 

I would send them the first letter asking for your money back.

If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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Guest Lueeze

Id say fire off the Prelim! If you know your charges why wait another 40 days?

 

The only downside is that you wont know what maunal intervention has gone on on your account, but then most of us can say that there is no manual intervention in the 1st place!

 

Good Luck

 

Lou xx

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Thanks, all good advice! I'm just wary that over the years a few phone calls from them were made to say' your account is over etc' but what %age, I cannot work out.

 

Guess it's up to them to prove!

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Id say fire off the Prelim! If you know your charges why wait another 40 days?

 

The only downside is that you wont know what maunal intervention has gone on on your account, but then most of us can say that there is no manual intervention in the 1st place!

 

Good Luck

 

Lou xx

 

Are you stalking me Lou ? This is the second thread I've posted in that you've posted pretty much the same advice as mine 10-15 minutes after me... :confused:

 

:wink:

If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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