ET v HSBC offer made - should I bite?

[ETphoneshome]

Hi Lattie

 

Here's hoping!

[lateralus]

yeah, here's hoping!

[RaoulDuke]

ET

 

Hows tircks? I had an offer over the weekend? have you heard anything?

[ETphoneshome]

Hi R

 

Well done on your win. I am SO very very jealous! I've not heard a bloody thing since I got the transfer note and AQ with deadline March 18. What should I do now?

 

PS How long til you get the readies?

[lateralus]

i wrote this thread for peeps in your shoes..........

When you have filed your AQ................ (1 2 3 4 5 ... Last Page)

 

try post number 1 - and the rest if you are bored!

but the nudging letter especially - in number 1 looks to be about right for you.

 

also, a few other tips in there - take a look and see if it helps -

[ETphoneshome]

Latest update...all very VERY slow.

My AQ deadline was March 18, which I met and SURPRISE! the bank didn't. I called the court to see what was going on. They asked me to write a letter asking for an update. I did. Heard nothing so I called the court again. They've said the file has just gone to the judge and it is likely he will call a hearing for sometime in June.

 

*sigh*

 

This has been going on since December.

[nettyg]

just hang in there - it'll come sooon

[lateralus]

ET - are you following other threads -

my advice stays the same now for all situations where you are waiting - after the defense - one phone call to see if they have received your breakdown - then a nudging letter every 10 days -

worming an offer out of them is the key.

 

When you have filed your AQ................ (1 2 3 4 5 ... Last Page)

 

New---after 28 Days - Maybe No Aq!!!!!!! (1 2 3 4 5 ... Last Page)

 

both of these have some letters i've written for peeps - use them(tweaked to your own situation) - send one tomorrow -

send the you haven't filed your aq, let's get this moving along kind of letter - and include a breakdown - yes, again. with every letter!

 

good luck - time to make your own luck - don't just sit there waiting for them to offer - he who shouts loudest, gets heard - start your letter shouting tonight!

[ETphoneshome]

Ok, the court has written to me. The hearing is on June 7. Five minutes has been allocated. Do I have to do the court bundle now?

 

I tells you, the money better come swiftly after the hearing. I've got a massive tax bill at end of July and need the £900 to help!

 

Any advice of links to people in similar situations would be massively appreciated.

 

Thanks

[HSBCrusher]

I had the 5 mins hearing letter too on my 3rd claim, the offer came very soon after that, so hopefully it will for you too.

take a look at the bundle in the library, but don't print it just yet as it's about 3 foot thick printed on fag paper....

[lateralus]

have you written a nudge letter? this is a perfect time for a nudge to dg - a letter with a copy of your breakdown - you want to get them to make an offer so nudge.

[ETphoneshome]

Thanks lattie and HSBC Crusher. I am dreading the bundle.

 

How's things? Crusher how much have you won in total now?

[ETphoneshome]

Right I've had an OFFER! Wooo! The amount in full with the usual letter saying they are in the right and without prejudice. But they have asked I don't claim again as a condition. I need the money and happy to accept but what have other people done about the condition of non-repeat claiming?

[lateralus]

they will give you the money either way - so - send your own acceptance letter - like this one:

 

Date

Dear Whoever

Ref: Your Offer of Settlement

 

Account: xxxxxxxx

Sort Code xx-xx-xx

Claim No: XXXXX in XXXX County Court

 

I acknowledge receipt of your letter date xx/xx/xx and your settlement offer of £XXX

 

I accept your offer as full and final settlement only for this claim of bank charges made on my account between xx/xx/xx and xx/xx/xx(dates of first and last charge)

 

I accept this offer without prejudice and I reserve the right to make any further claims should you apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim.

 

I am also not prepared to agree to any confidentially clauses you try to impose, unless of course your client wishes to make an offer of due consideration in addition to the amount of £xxxxx, in order to be afforded this privilege by myself.

 

I trust that you will find this arrangement acceptable.

 

Yours Sincerely

 

 

 

 

get that or one nearly like it - right back to them and you'll have your money shortly

 

well done, i can smell the money from here!

 

 

 

do they actually say not to claim again - that would be new wording.

what exactly does it say - out of interest -

 

anyway = just send the letter - they will accept, no problem.

 

 

p.s. this is rayne's offer letter yesterday

the wording:

That payment is made in ful and final settlement of your claims arising from the charges applied to your account in the period referred to above and by accepting this payment you agree not to make any other claims relating to charges for the period stipulated above. HSBC also, reasonably, requires your confirmation that you will treat this payment as confidential."

so doesn't say don't file again - only for charges relating to that period.

[Rayne]

ET well done on the offer Nice to see another success this week

\o/ \o/ \o/ \o/ \o/

 

if u have a look at http://www.consumeractiongroup.co.uk/forum/hsbc-bank/62691-rayne-hsbc-scummers-8.html#post774756 the acceptance letter i sent is towards the bottom - feel free to use it if u like

 

if not try one that lattie sent posted for me http://www.consumeractiongroup.co.uk/forum/hsbc-bank/62691-rayne-hsbc-scummers-7.html#post772497 alas i was very quick off the mark but either one should be good

 

congratulations again :D :D

 

just for info I missed some charges the first time round so will be attempting to claim those back within the second claim. Let you know how it goes

[ETphoneshome]

Thanks everyone! Will let you know when I get the casheroonies! I can't tell you how great everyone has been on here. I've spread the word and linked to it from my blog x

[ETphoneshome]

I got a letter saying the payment would be made in 14 days. That day £911 appeared in my bank called REFUND OF CHARGES. Yay! It has taken since December to get it but well worth the wait. I can now afford to pay July's tax bill. Thanks everyone on this site. Amazing help. Good luck to all of you. Pay close attention to the successful threads as they will do anything to strike out your claim. Don't give in for less than you are owed as they WILL pay up.

 

ETphoneshome now £911 better off. Watch out Natwest, you are next....

[lateralus]

well done, congratulations.

a little effort, a bit of time and yee-haw......money in the bank.

spend wisely!

[pinkduchess]

nice one ET, congrats x

[darling1]

CONGRATULATIONS!!

HOPE WE ARE NEXT!!

[plinkycat]

Just on the same question, we are due in court for three claims next Monday, my account, my husbands account and our joint account. We've just recieved three seperate letters offering us a settlement for each case, (these are the second offers we've had for the accounts.) The two indidviual accounts are not worth accepting but the joint account is not far off the amount claimed. Would we be ok to accept the offer for this account or will it affect the claims on the other accounts?

 

Thanks

 

Laura

[lateralus]

plinkycat - press this to start a thread of your own in the hsbc forum

 

yes, it's fine to accept the one and not the other two -

i'm thinking you mean that you are due to file the claims on all three accounts next monday - surely you don't mean you have actual court dates for three accounts on the same day.... think that would be some kind of a record.

so, if you mean the 14 days are up from sending your lba and you've received offers from hsbc - then fine - accept the one and use one of the letters here - or combine a couple of letters to get it right and reject the other two. once you file your claim with mcol - you will be dealing with dg solicitors and no longer with hsbc - they normally only make offers before the court filing.Rejecting Offers

 

start that thread of your own so you can ask questions and we can find you again