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    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
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TEACH57 Vs BARCLAYS


Teach57
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  • 2 weeks later...

Hi Everyone! I sent my letter to ask for the bank charges back almost 14 days ago now and havent heard anything back from them - is this normal? Just most posts Ive read say that Barclays have told them to get lost (or words to that effect), or have had offers with sums of money...is this unusual?

 

Thanks Teach57

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Right Teach57,

 

Your first letter has produced no reaction - get straight in with the Letter Before Action(LBA). There's a template on the site for it, just adapt it to suit yourself. Don't forget to attach another copy of your breakdown of charges(without the interest ,as before)- and send Recorded Delivery

 

This gives them another 14 Days to react, but it's not likely that they will.

 

Then it'll be time to start MCOL (Money Claims Online) but let's not jump the gun - first the LBA - ASAP!

 

Cheers

John:)

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

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Send off my letter asking for money back and received the message most people have received back...we are looking into the matter, we aim to find a solution within four weeks, a full report and update will be sent on the progress in EIGHT weeks!

 

To me this is obviously a stalling technique as all they are really saying is that they'll update in eight weeks although they will TRY to respond with a solution within a month!

 

I am going to put in my LBA regardless of the letter I received but if this did go to court would it could it work against me (baring in mind Barclays have tried to negotiate a timescale, which although unreasonable, is still a step of negotiation. If I send the LBA today stating two weeks Im only giving them a quarter of the time they claim that they need to respond and develop a solution to the claim. A judge may then see ME as being unreasonable (and this is only IF it goes to court!)

 

Any response would be appreciated.

 

Thanks in advance.

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Don't take any notice of that, Teach 57.

 

You dictate the time-scale, carry on with your LBA, giving them 14days, no longer , to reply. If you like you can open with 'Thank you for your letter dated xxxx' - just to let them know you got it, but are not biting!

 

This is a game of chicken they are playing, ignore it and keep to your timetable.

 

Best of Luck

John

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Don't take any notice of that, Teach 57.

 

You dictate the time-scale, carry on with your LBA, giving them 14days, no longer , to reply. If you like you can open with 'Thank you for your letter dated xxxx' - just to let them know you got it, but are not biting!

 

This is a game of chicken they are playing, ignore it and keep to your timetable.

 

Best of Luck

John

 

 

Thanks John:)

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  • 2 weeks later...

Hi Everyone,

 

Just a quick question. I sent off to Barclays asking for my money back a month ago now. A reply came back JUST within the two weeks that are allocated, they replied, as mentioned in my posts above... that they would get back to me in weeks etc. I was going to take the advice given and stick to the fourteen days allocated by sending off the LBA letter but I havent got round to it yet. In fact it wo9uld have been two weeks today and I would be filing action against them today!

 

When I send the letter tonight do I give them a further two weeks or say that they have had a further two weeks and go straight for MCOL?

 

Advice would be appreciated

 

Teach 57

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Your next step is your LBA, sorry got to stick to the procedure,

this tells them that youre not happy with their response and if they dont comply.....see ya in court.

yep another 14 days is the norm.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Hi again Teach57

 

Just to reiterate that from here on it's important for you to keep to the deadlines - if you let them slip after MCOL you could lose out big-time.

 

You sound like a busy person, but stick with it, it'll be worth it - I should have mine in full within the next 3 or 4 days.

 

All the best

John

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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