have i asked for right thing?

[Driftingpheonix]

i asked for last 6yrs statements and got data entries, is this usual, and i have to sive thro to find what im after or should i of just asked for a summary of the charges applied to my account from such time?

 

what date am i asking it from?

[BaldyBaldwin]

its always best if you go through your statements your self, sometimes there summaries seem to "accidently" miss a few charges

Best of luck BB

[Driftingpheonix]

how do i get geniune statements?

[BaldyBaldwin]

did you do a dpa request

[Driftingpheonix]

no i just went into a branch and asked, got it in post and £5 out of account

[BaldyBaldwin]

think its proberly best if you do a DPA request and get your statements, ive done 6 dpa,s and have always been sent statements. if you asked the bank for statements you should ask why they did not send them to you

[Driftingpheonix]

so this should be sent in headed paper exactlly as would be sent if needed todays

[BaldyBaldwin]

can you clarify that

[Driftingpheonix]

should it be on the same paper that my statements come on normally, as stuff i got seems to be computer print out on plain a4

[BaldyBaldwin]

see what your saying, if you ask for copy statements, thats what they should send you, exact copies of your statements.

do you think its should ask your branch why they did not send you copies as requested?

[Driftingpheonix]

i could do but was a while noe, bout a month.

at least i get idea what im owned and will write and try again.

[BaldyBaldwin]

i think that you should send in a DPA request, which will ask for your statements, along with the statutory 10 pound fee. you can print off a DPA request letter from the templates libary, the bank then has 40 days to comply.

while you are waiting for the bank to send you your data, you should have a read of the FAQ,s to get an idea of what you will need to do.

it might seem a bit complicated, but it isnt and you will get all the help you need from this site, so dont be put off. you will get there in the end

[Driftingpheonix]

thanks for your advice mate, will do template asap.

 

where is the libary, getting lost with the search

[BaldyBaldwin]

no probs, only to pleased to help,

dont let them put you off,

will be watching your progess

best of luck BB

[BaldyBaldwin]

clicl on the consumer action group logo at top of this page then go to main menu were it will say " cag template libary" and click on that

[Luddolube]

and if you had sent the request letter off with your cheque, you probably would have got the cheque returned. Now you are five quid out of pocket:eek:

[Driftingpheonix]

believe me i am happy to lose £5 for the money i wil get returned at some point.

for a guy that gets charges twice a month, its going to hurt.

[BaldyBaldwin]

did you get the DPA request letter sorted out OK??

[Driftingpheonix]

i have wrote the letters but havent sent them out yet, wanting to clarify if i can claim from a debt collection agency (cabot) and the barclaycard even tho the debt has been finished?

[julie1971]

Hi I am in the early stages of my claim with barclays please coudl someone help me to start a thread (sorry i am a bit useless) am hoping someone can guide me through my claim to make sure i dont mess up but dont want to end up taking over someones thread lol

[dar£n]

please coudl someone help me to start a thread

no problem Julie:

see here, enter the title you want and type away, then 'submit'

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=7

[african_igbo]

Hi Forum

 

I requested via the data protection @ September 2006 and I did get all the statements within 2/3 weeks. There upto and including Nov 06 to Mar 07

So I will possible pay £5 for any missing.

 

Thus I sat on it for a while as I was worried about the Banl withdrawing my present overdraft.

 

I have seen posts and heard that when the Bank gets tuff it will notify you to arrange alternative Bank service and give you about 2 to 3 months.

Thus I have started to total up my charges. I have paid referal charges and they are well over £2500 and I got one more folder of statements to go through. I haven't included the interest charged for now But is it worth adding as well.

 

By the way I am going to send my letter next Monday and I am sorting out how and if's to change Banks when requested.

 

Any advice please post your suggestions.

 

Cheers

[dar£n]

Hi Forum

 

I requested via the data protection @ September 2006 and I did get all the statements within 2/3 weeks. There upto and including Nov 06 to Mar 07

So I will possible pay £5 for any missing.

 

Thus I sat on it for a while as I was worried about the Banl withdrawing my present overdraft.

 

I have seen posts and heard that when the Bank gets tuff it will notify you to arrange alternative Bank service and give you about 2 to 3 months.

Thus I have started to total up my charges. I have paid referal charges and they are well over £2500 and I got one more folder of statements to go through. I haven't included the interest charged for now But is it worth adding as well.

 

By the way I am going to send my letter next Monday and I am sorting out how and if's to change Banks when requested.

 

Any advice please post your suggestions.

 

Cheers

Please start your own thread, then your questions will be answered properly. ..

[piemondo]

Hi

I'm new to all this too!

 

I managed to get my statements eventually, calcuated interest and wrote the letter claiming my charges back to Barclays - however I think I sent it to the wrong place after reading things on here. I sent it my branch....... is this the wrong thing to do? Should I have sent it to the Head office? Or to the address on the letter that came with my statements? They are different........

 

Thanks for any help

[african_igbo]

Hi I was under the impression that you just send the prelim with the bank charges not including the interest as that only gets added when you go to court.

Barclays forum plz correct me if I am wrong.