Essix Blue v RBS

[Essix Blue]

I apologise, no excuse but I answered this question on the Lloyds forum earlier.

easy mistake....

[Essix Blue]

Ok - so when I've completed it, how can I get someone to proof read it for me?

anyone?

[Essix Blue]

My N1 is completed - could someone read through it for me?

 

Please??

[GuidoT]

As I said in post 47 PM it to me.

[Essix Blue]

As I said in post 47 PM it to me.

pm'd

[Essix Blue]

would anyone else care to read through my N1 - I'd like to file the claim tomorrow?

[GuidoT]

I will look at it today.

[Essix Blue]

I will look at it today.

Thanks G.

[GuidoT]

The only comments I have on your POCs that you PMed me are:

 

a) Do not be concerned about the date part.

b) I presume you will insert your actual name, as oppose to Wife.

c) On your charge schedule it needs to be clear which charges relate to which account

 

Send three copies to the court with your schedule of charges and a cheque payable to HMCS for the court fee.

 

Claim is just nicely under £5K, exc court fee.

[Essix Blue]

The only comments I have on your POCs that you PMed me are:

 

a) Do not be concerned about the date part.

b) I presume you will insert your actual name, as oppose to Wife.

c) On your charge schedule it needs to be clear which charges relate to which account

 

Send three copies to the court with your schedule of charges and a cheque payable to HMCS for the court fee.

 

Claim is just nicely under £5K, exc court fee.

a) so leave that out or just leave it as it is?

b) yes

c)ok - just seperate the two?

 

I'm going to the court in person.

 

Thanks

[Essix Blue]

Which bank address do I use?

[GuidoT]

a) so leave that out or just leave it as it is?

b) yes

c)ok - just seperate the two?

 

I'm going to the court in person.

 

Thanks

 

a) leave in with estimated date

c) yes

[Essix Blue]

I'm all ready to file, but....

 

The only thing I'm a little nervous about is the interest I've charged on the charges (when I was O.D.)

 

I had T4ff check my spreadsheet at the time and he said it looked ok - but I don't know, some of the sums don't seem right.

[Essix Blue]

To make me happy - would it matter if I filed my N1 but omitted the interest on the OD that I had claimed in the Prelim / LBA?

 

I think I'd feel more comfortable...

[GuidoT]

No does not matter.

[Essix Blue]

No does not matter.

cheers

 

Filing at court tomorrow.

[isidore]

:o Ye of little faith

[Essix Blue]

:o Ye of little faith

No offence mate - I just feel comfortable claiming what I understand, if you get my drift?

 

I'm 100% confident of all the charges I've included, but when it comes to the interest charged on me going OD I just can't work out how it's worked out!!!

[isidore]

No offense taken, it was in jest. I would do exactly the same as you. Only go for what you are confident with.

 

TBH I can't even remember looking at your SS. Will try and dig it out now and double check it and if I can post up an explanation of how it works in order to reassure you before filing tomorrow

[isidore]

Nope, sorry I can't find any record....must have deleted it. Are you sure I checked it? Can't remember at all.

[Essix Blue]

STOP PRESS!!!!!!!!!!!!!!!!!!!!!

 

I'VE WON!!

 

Received a letter the day I was due to file - usual gubbins blah blah, but they're giving me back all of it - every penny!!!!

 

Thanks to all on here for your tremendous help and support, donation once I get the dosh.

[GuidoT]

Nice work.

[isidore]

Great news! Well done.

[jowhit]

CONGRATULATIONS ESSIX. I have been following your thread. This is great news.