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itsamomentintime vs A+L £169 charges for 1 bounced cheque


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prelim sent today - £169 charges for 1 bounced cheque!!!! :o

 

 

9th February 2007

 

 

Request for repayment of charges

 

Dear Sir/Madam,

 

ACCOUNT NUMBER:

 

 

My request.

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Very good letter, I am finalising my prelim to send to alliance and leicester, so it will be good to see how we progress as we are at the same stage and both our claims are small (although a lot of money for me).

 

Did you include a summary of charges with your prelim letter? How detailed was it?

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A very good letter yes........Because it is one of CAGS !!

Please note that letters from Cag Library should NOT be posted here.

There are very good reasons for this.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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letter offering 50% received today - no deal!!!

 

LBA on its way ;)

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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a further 2 x £25 charges incurred, fight the good fight!!!

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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letter recieved today stating that they are closing my account and will default me in 28 days - how can i prevent the default anyone?

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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  • 3 weeks later...

well i paid the charges to prevent a default.

 

MCOL claim filed today ;)

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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  • 2 weeks later...

wow that was quick.....

 

recieved a chq for full amount today (£221.52)

 

winner is me!!! ;)

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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  • 1 month later...

thanks a lot for the support

 

btw, recieved a letter stating that my account will be closed on 13th May. I am planning to complain to FOS about this.

 

would you complain now, or wait until the account has been closed?

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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ok thanks for the info

 

sent this today:

 

Dear sir/madam,

 

I recently sued your company in order to reclaim all unlawful charges that you have levied on my account, and you settled in full. However I received a letter stating that you will be withdrawing my banking facilities as of 13th May 2007.

 

Please explain to me why this is occurring. If I do not receive a satisfactory answer to my complaint, be aware that I will be making formal complaints to the banking regulators.

 

I look forward to hearing from you soon.

 

 

Regards

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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  • 3 weeks later...

19 days and no reply - maybe A+L are experiencing heavy letter volumes these days!!

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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  • 4 weeks later...

recieved a response saying they are looking into my letter

 

6 weeks for a reply

 

bad bank

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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did they actually close your account when they said they would?

 

Or is the account still under threat?

 

Jansus:)

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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well and truly closed on the date they said

 

spoke to FOS today as its been 7 weeks since i sent my letter

 

FOS said to give it 8 weeks, then they will take on the complaint

 

will keep you posted

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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