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    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
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    • We have finally managed to obtain the transcript of this case.

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Me vs Nationwide


Up-North
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This is my first go at this, so this is where I am up to.

 

22/12/2006 - Letter sent requesting 6 years statments.

 

02/01/2007 - Leter recieved confirming request from Mr Greenacre.

 

09/01/2007 - Letter/Statements arived (in rubber band not folder) from Ms Thomas.

 

11/01/2007 - Letter sent requesting refund of £7921.71 plus intrest (gave 14 days).

 

22/01/2007 - Standard fob off letter re transparent, open etc from Mr Huntley.

 

25/01/2007 - Letter sent requesting repayment again (gave 14 days).

 

05/02/2007 - Standard fob of letter re referal to Member Services from Mr Huntley, (actualy recieved two copies through post).

 

09/02/2007 - Completed Money Claim Online, made payment, got fingers crossed.

 

Regards

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10/02/2007 - Received letter from Ms Cornell, Member Services stating they are investigating my complaint quoting that the FSA gives them 8 weeks to reply.

 

Looks like they have turned my request into a complaint so they try to stall me for a further 8 weeks and longer if they write to me stating why they cannot send a full response.

 

To late for them now that court process has started. Claiming contractual interest.

 

Regards

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Well done you upnorthman! i've sent my court claim off through MCOL today so a week or so behind, hope you get it all back!

 

aimee.

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:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

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16/02/2007 - Letter received from Mr Johnson from Member Servicing advising they have completed their investigations into my ""complaint"" and find that they are comfortable that they have been open and transparent with their fees. And hope this clarifies the reason for not being able to refund my charges, they also don't want to loose me as a member.

 

What utter BS, they will be uncomfortable now the court process is gaining momentum, And it is I that will hopefully be comfortable very soon.

 

I will have to remind them when they close my account that they dont want to loose me as a member.

 

Regards

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Hi,

 

Once you issie MCOL, they settled with me in a week.

 

Money paid straight into my account.

 

Then they told me they would close my account in 30 days.

 

As they have not got back to me by today after I threatened further action I will now go back to court to take further action!!

  • Haha 1

Woolwich N1 issued 15.01.07 £11k

Acknowledged 01.02.07

Defence Filed 15.02.07

AQ Filed 21.02.07

AQ Deadline 05.03.07

Woolwich AQ late, given till 16.03.07

29.03.07, Judgement rec, woolwich to pay up by 10.04.07

Money received 16.04.07

 

Nationwide MCOL issued 22.01.07 £1k

Settled in full 05.02.07:D

Account being closed

Appeared on Watchdog 20.02.07

 

Abbey Issue MCOL £5k 24.01.07

Defence Filed 21.02.07

29.03.07, AQ hearing set for 20.04.07 with other like cases.

11.04.07, Full settlement letter received for £5,769.12

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Hi,

 

Nor me, I started my court case 17th feb and I got a letter as you did saying they are defending my claim and its acknowledged but nothing more :-(

 

aimee.

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

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It does seem as if they are changing their tactics a bit now days they seem to acknowledge the claim saying they will defend then nothing. Does anyone get their money within a week after their claim acknowlege :idea: :confused:

Knowledge is Power

Go get em!

Have I been of any help to you? if so please click my scales to the left to enhance my reputation. Thank you. If not PM me.

 

Nationwide - won claim 

Advice & opinions of mahharg are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Hi,

 

Im the same 17 days gone now and nothing. I have had a transaction of less than 300 pounds credited to my account but it just says 'cash credit' i presume thats not it, they've sent no correspondence and my claim was for 2152 approx..

 

hope you hear from them soon upnorth!

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

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my sister just got £1334.21 which was paid as £999 and £335.21 this is the charges in full, and overdraft interest but not got the 8% interest or the court fee, her claim was started

request 8th Jan

LBA 22nd Jan

action 5th Feb

1334.21

 

so she just waiting for the court cost of 120 and 105.02 in the interest, so should all be done for her soon, this how nationwide payout then in this order

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Hi,

 

do you know how long between each payment?

 

thanks again,

aimee.

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

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mad i got a letter from nationwide my self this morning telling me that they have paid 151.00 into my account and 30 in court fee and 5.03 in interest, and it says at the bottom that they are unable to provide me with an account thats completely free of charge, and if i breach the terms and conditions of that account, in the future i should make alternative banking arrangements, as it may be necessary for them to give me 30days notice, does this mean they are closing the account or i can keep it open.

 

another point there has been a payment of 149 into the account, but thats not the amount they have said they paid back, do i have to tell the court the money has been given back to me, this was only a claim for just under 200 not my main claim on my other account, going on there figures they say they have credited 151.00 8%interest of 5.03 and 30 court costs,

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Hi,

Yeah i think there is a letter in the templates bit to send saying you are not accepting part refund etc.. ?

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

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mad i got a letter from nationwide my self this morning telling me that they have paid 151.00 into my account and 30 in court fee and 5.03

 

another point there has been a payment of 149 into the account, but thats not the amount they have said they paid back

 

You could always give Nationwide a quick call refering to the letter. Give them a couple of days though as they tend to pay in dribs and drabs.

 

and it says at the bottom that they are unable to provide me with an account thats completely free of charge, and if i breach the terms and conditions of that account, in the future i should make alternative banking arrangements, as it may be necessary for them to give me 30days notice, does this mean they are closing the account or i can keep it open.

 

It looks like they may have changed their tune a little and are not closing your account. It certainly doesn't look like an official notice.

Knowledge is Power

Go get em!

Have I been of any help to you? if so please click my scales to the left to enhance my reputation. Thank you. If not PM me.

 

Nationwide - won claim 

Advice & opinions of mahharg are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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the complete wording is

 

Alough we have refunded charges to your account on this occasion, we are unable to provide you with a current account that is completely free of all charges if you breach the terms and conditions of that account. We Will, therefore, expect you to comply with the terms and conditions of the account, in future. If you are unable to do this, it may be appropriate for you to make alternative banking arrangements as it may be necessayr for us to give you 30 days notice to close you account if further breaches of the terms and conditions arise.

 

was sent from a

Jeanette Mazzotta

Customer Service manager

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08/03/2007 - Just had a shock when checking my account - Paid in full £10,122.67 plus costs and canceled any pending charges.

 

Got home and found the letter as above.

 

Will make a donation when I have sorted everything out.

 

 

:) :) :) :) :) :)

 

Good luck everyone, hang in there I am sure you will get what is owed to you.

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Well done up north!

 

you can stop court proceedings through MCOL I believe, i think you went through them didnt you?

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

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