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    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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BOS anyone else had this?


kaz
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Hi there,

 

After my DPA request on to one of the 4 I sent, I recieved an envelope today from BOS for one account with statements from 2002 - May 2004. As for the 2002 I may have just opened this account then as it states first transaction being TO OPEN one pound.

 

Just wondering if 2005-2006 has to follow or will I be best to chase them up for the rest.

 

Thanks in advance

 

Karen

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Halifax (mortgage), Barclaycard and BOS DPA letters.

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If their 40 days is about to expire, write reminding them of that and that you have not received a full disclosure from them. Set out what is missing, from all your current and former accounts with them, and give them a date (40 days from original request receipt) by which they must comply.

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This is the banks latest stalling tactic.

 

It just needs a few of us to sue for non-compliance of the DPA is all.

 

I expect they'll wake up a bit then.

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Hiya,

 

thanks, have wrote another letter. Another envelope today with another lot of statements for another account where they have also missed out 2004-2006 and 2003. They are trying hard eh to put us off.

 

Kaz

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Halifax (mortgage), Barclaycard and BOS DPA letters.

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yeah, i've had same sort of problems with BoS. Sent my statements in two lots as well. Chances are you're not going to hear much after 1st letter either if my situations anything to go by.

 

Still I see they have paid to others now which is encouraging. Good Luck

Halifax: £478 (+ interest & cost) reimbursed

 

Halifax Visa: £370 - 1/2 back so far

 

Bank of Scotland: £802 (+ interest & costs) court ordered to pay (BoS failed to respond)

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Hi

 

I too got my statements in two different deliveries, when I phoned after the delivery of the first envelope containing up to May 2004 I was told this was because of the change over to Halifax accounts in May 2004, had to remind them to send me the rest of the statements which did duly arrive a few days later.

 

S

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Ah right,

 

Well i got them all in today before i even sent the 2nd request and the first lot are different from the last 2 yrs so that explains it then.

 

Kaz

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Halifax (mortgage), Barclaycard and BOS DPA letters.

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

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Halifax (mortgage), Barclaycard and BOS DPA letters.

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