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HSBC Closing My Account


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Hi,

 

Last year I claimed all 6 years back, plus damages for leaking my account details out to another forum member, I then had more charges over the xmas period, I then requested these, i received standard letter saying they would pay the charges, (I am still waiting for money - only 5 days), I have now received another letter saying they are going to close my account, I recently just updated my loan with the bank as they told me I was a valued customer and they could offer me a better rate, which I excepted as it reduced my payments, so I am a valubale customer one day and a problem the next as they are going to close my account, I also have an outstanding complaint with the bank which has never been resolved, and was wondering what I can or should do next.

HSBC :Cry:

Data Protection Act sent 25/05 - statements received 06/07

First letter sent 07/07 - no response

Second letter sent 26/07 - 70% offer - refused

MCOL issued 01/09 - acknowledge 05/09.

 

First Direct :D

DPA sent 09/06 statements 22/06

First Letter sent 23/06 - settled in full 28/06

Timecard

DPA sent 04/08 statements 12/09

First Letter sent 12/09

 

Marbles :!:

DPA sent 04/08 statements 24/08

First Letter sent 25/08 - refused to pay

Second Letter sent 26/08

Egg :evil:

DPA sent 04/08 - still awaiting

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  • 1 month later...

yes i did receive the charges back, funny enough I received the letter saying they were going to close my account, however they havent as yet, i dont use the account so will see how long it takes them

HSBC :Cry:

Data Protection Act sent 25/05 - statements received 06/07

First letter sent 07/07 - no response

Second letter sent 26/07 - 70% offer - refused

MCOL issued 01/09 - acknowledge 05/09.

 

First Direct :D

DPA sent 09/06 statements 22/06

First Letter sent 23/06 - settled in full 28/06

Timecard

DPA sent 04/08 statements 12/09

First Letter sent 12/09

 

Marbles :!:

DPA sent 04/08 statements 24/08

First Letter sent 25/08 - refused to pay

Second Letter sent 26/08

Egg :evil:

DPA sent 04/08 - still awaiting

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yes I received this as well

HSBC :Cry:

Data Protection Act sent 25/05 - statements received 06/07

First letter sent 07/07 - no response

Second letter sent 26/07 - 70% offer - refused

MCOL issued 01/09 - acknowledge 05/09.

 

First Direct :D

DPA sent 09/06 statements 22/06

First Letter sent 23/06 - settled in full 28/06

Timecard

DPA sent 04/08 statements 12/09

First Letter sent 12/09

 

Marbles :!:

DPA sent 04/08 statements 24/08

First Letter sent 25/08 - refused to pay

Second Letter sent 26/08

Egg :evil:

DPA sent 04/08 - still awaiting

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Hi there, HSBC also closed my current account and am looking take them to court for damages. Approx £1000.

 

I might need some help from people on this forum though.

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HSBC Can not close your account simply on the basis of you seeking justice for being deprived or the bank seeking to deprive you of your money.

 

If the bank wish to act criminally and uphold there so called signed TOC's then under the banking code this advises them also against shutting the account.

 

Would seem you can no longer make a profit from a closed account.

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Would seem you can no longer make a profit from a closed account.
They closed mine last year, for pretty much this reason:
Following a review of your account we have made a commercial decision to withdraw banking facilities. Pursuant to clause 12.4 in our terms and conditions, we hereby give you 30 days notice that we will be closing your current account numbered XXXXXXXX on 26 June 2006 and that you should please make alternative arrangements for your banking needs.
Needless to say I challenged clause 12.4, without much success, but to be honest, assuming they give you the requisite notice period there is very little you can do...unless they give the reason as "...because you sued our ass*s off we don't want your business anymore..."

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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