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Setting a precedent: X v Lloyds TSB plc


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He will lose in court if they offer settlement and then he declines it, so yes it will be hilarious when the judge awards costs against him. Please crackberry tell him that he faces losing if he fails to accept it and please tell him that you cannot set a precedent at small claims court. But you can lose you can awarded costs against you and you could lose the chance to claim anything if you are irresponsibly without common sense.

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Yep, as Nattie says, if your offered a full and unconditional settlement you've got no choice but to accept it. You've a duty to mitigate your loss, and to proceed to court would result in one thing only - a hefty costs bill!

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