Jump to content


yb bank charges


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5165 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 53
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I dont think any bank gives you an easy ride, however YB tend to take things a little further.

 

Make sure you ARE prepared to say hello to a courtroom!

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

Link to post
Share on other sites

Link to post
Share on other sites

received a letted today from yb it says they have acknowledged my request for charges and they will send them in due course but is making me aware that they have 40 days.

they'll probably leave it until last minute no doubt to delay things

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

  • 3 weeks later...

Cabsi,

 

Let it run its course. On the 12th, phone them and ask what is the delay. You can also phone the Information Commissioners Office and ask them to intervene. If you write to the ICO, it will go on record. If many people do this, the ICO will insist that they deal with all cases within the legal time limit.

 

My guess is they will provide this at the last minute, but it won't be complete, and you'll have to go back to them for the full information,

 

Tide

  • Haha 1
Link to post
Share on other sites

  • 2 weeks later...

wote them a leter on thursday to remind them they had till yesterday to reply recived a reply on saturday saying that dur to this high profile issue they will not be able to reply within the 40days

i iwll now inform information comissioner is the the correct path to take

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Cabsi28,

 

Keep all letters and details of telephone calls. Inform the ICO of their non-compliance, don't let this delay your claim though. You can phone or email the ICO and ask them to intervene.

 

How can a company claim that any information they hold on you be secure if they can't provide it within 40 days?

 

Tide

Link to post
Share on other sites

Hi Cabsi28,

 

just received 2 letters from CB dated on the same day saying that due to high demand etc. thay would be unable to provide info requested. Also informed me of my right to go to Information Commissioner to complain, what are they upto?

 

Alki:confused:

Link to post
Share on other sites

Alki, when did you make your SAR?

 

They have been inundated with claims and haven't got the staff to deal!

Banks are still laying off staff though. Have you got any statements at all?

 

You need to issue a Letter Before Action (LBA in the library) in the interim, which might wake them up. Personally, I'd phone them and pin down the date I will receive my data, and tell them the delay is not acceptable.

 

Tide

Link to post
Share on other sites

got statements on staurday wow couldnt belive how many i was just expecting a spreadsheet with details of charges on them but i have received 6 yrs of full statements

i ve worked out they owe me £4067 cant wait to take the [edit] to court [edit]

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

  • 1 month later...

hi been a long time been going along with the process now has come the time to take court action

i need help please can someone help me through the process of doing the mcol as im not sure where to start

thanks

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

I've not personally used MCOL but from what I've heard it is pretty user friendly and they have a great help desk if you get stuck. With regards to filling it in the information you need for the sections everything you need can be found here...

 

Money Claim On-Line (MCOL) Particulars of Claim

 

Sarah

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

Example Step-By-Step Instructions

Link to post
Share on other sites

Also As Weel I Have Sent A Schedule Of Charges With My Prelim Letter To The Bank But It Was Not In The Set Up Of The One On This Site I Was Unable To Access The Template As Pc Wasnt Working Properly At The Time. I Have Just Looked At It Now And Mine Was Similar But Not As Detailed As The Template. Does This Make A Difference What The Schedukeof Charges Looked Like As The Bank Has Had A Schedule Of Charges And I Can Work The Interest Out Of The Template

I Would Rather Be Sure Now Than It Be To Late To Remidy This When Claim Has Been Logged

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Did you set out what the charge was and when it was taken from your account? If you did then I would have thought that was ample enough but don't quote me on that. I'm sure one of the mods will tell you.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

Example Step-By-Step Instructions

Link to post
Share on other sites

i did set out the charges and how much they were but i dont think i put the individual dates on, just what the charges were and how much. i'm not to sure maybe iwould just be better doing another one but then what do i do do i send a further copy to the bank and then do my MCOL?

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

Yeah I think you would be better off doing another copy with all the charges including an explanation of what the charge was and what date it was taken from your account and send that to the bank. I know it seems a pain but you don't want them to have anything to throw back at you.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

Example Step-By-Step Instructions

Link to post
Share on other sites

ok i've done a new scheduleof charges as you have said above do i just send that to the bank now and then take them to court

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...