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    • I have split with my ex 2 years ago almost and we owe £550 to the rent bill. I have since tried to change to a sole tenancy and remove her but cannot be done until the arrears are paid.   My letting agent has sent an email copying her into it also, showing my credit file, amounts o owe from a court case (not related to the rent) and my new partners income and name.   Where do I stand with GDPR on this?  I understand we are in a joint tenancy currently which im trying to end.   But they've replied with all the details of my new Sole tenancy and sent it all to her along with me.
    • please complete this:   Have you received a Parking Ticket? - Private Land Parking Enforcement - Consumer Action Group   have you moved and not completed your cars v5c recently? this could have been any time in the last 6yrs 
    • Hi,   My partner has received a DCBL Final Reminder for an unpaid parking charge of £140.   The parking location in question we hardly ever park at, and the last 2 times that we did park at (which I think was the one they are referring to) there were big signs out saying free parking due to COVID. The other time, was getting quite late in the day and as I was walking to the payment machine (you get an hour free, as long as you're displaying a ticket), I was told by the security man on site that I don't need to worry as there was only 30 minutes left before it became free for the day anyway.   The final reminder has me miffed as this is the first we've heard about this. We've had nothing from the parking company, and nothing else from DCBL apart from this final reminder.   What is the best course of action for this. It says that we can't appeal and the next opportunity to dispute would be if the charge was taken to court.   Hope to get some light shed onto this as I don't want to call them, especially if they are saying I owe them for something I don't believe I do.   Thanks in advance.
    • At no point was I involved in the policy investigation apparently a letter was sent out to me which I never received but they are going by the fact he had a copy of my driving licence which he could have had from when the loan was taken out as the dealer and him dealt with the application whilst I saw to my toddler this loan was investigated last March 2020 and was abandoned by Barclays as it was mis sold as the sibling stopped making payments dec 2019 Hes given a bank statement which all i can think is the loan statement and a copy of the V5 certificates which he could have had postal address of my father's address  The ombudsman has all this information aviva at no point have spoken to me or verified my identity or had anything to do with me I have no idea what this policy investigation relates to how much was paid out I have no details    Hope this helps answer your questions 
    • Let the od's run dont pay anymore   As for the cca's i doubt you need to pay in the next 12+2 working days anyway?? 
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    • Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347
      • 32 replies
    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
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Need Help Please.

 

Following Directions received.

 

District Judge A S Jones has considered the statements of case and AQ's filed and allocated the claim to the multi-track.

 

Any party affected by this order may apply to the court to have it set aside, varied or stayed. Such application must be made in accordance with CPR Part 23 within 7 days of service of this order by 4.00pm on 24th May 2007.

 

1. The claim is being transfered to the Civil Trial Centre at Coventry County Court where all future applications, correspondence and so on will be dealt with.

 

2. It is recorded that the Defendant has indicated willingness to mediate the Claim but that the Claimant is not willing to mediate. The Court at trial may require a party to justify any decision not to mediate, and, if it considers that decision inappropriate, take it into account when considering costs.

 

3. By 4.00 pm on 31 May 2007 the Claimant is to provide the Court and the Defendant with a written schedule setting out:-

 

a) Details of each and every statutory provision, regulation or contract term upon which the Claimant relies to demonstrate that the charges should not have been levied by the Defendant and:

 

b) Details of the facts upon which the Claimant relies to demonstrate that the charges are unfair or otherwise wrongfully levied by the Defendant.

 

4. The Claimant shall give to the Defendant standard disclosure of documents relating to special damages with a disclosure statement no later than 4.00 pm on 25 June 2007.

 

5. All requests for inspection of (or copies of) documents must be made by 4.00 pm on 2 July 2007.

 

6. The parties mutually disclose by 4.00 pm on 23 July 2007 the signed statements of all witnesses of fact on whose evidence they intend to rely together with any notices to rely on hearsay evidence. (No party may adduce the evidence of any witness of fact whose statement has not been disclosed unless the trial judge gives special permission).

 

7. No expert evidence being necessary no party has permission to call or rely on expert evidence.

 

8. Each party must file a completed Listing Questionnaire (pre-trial checklist) by 4.00 pm on 6 August 2007. The parties must file with their listing questionnaires a succinct case summary and schedule of issues (which they must seek to agree), and if any party seeks leave to call oral exper evidence, copies of the relevant reports and any joint statements and/or replies to questions.

 

9. The claim will be tried during the 3 week period ("the trial window") commencing on 17 September 2007 to 5 October 2007. The provisional time stimate for the trial is 1 day and the parties must inform the court if that estimate varies.

 

10. The parties are reminded of the provisions of the Practice Directions to [CPR 28 (Fast Track)] [CPr29 (Multi Track)] concerning variation of direction and failure to comply with directions, and in particular of the time within applications to the court should be made.

 

 

caro and zoot I would very much appreciate some contact regarding the above.

 

Thank You

 

Lizzy

To Love & Be Loved Is The Essence Of Life

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You know I'm not as legally astute as Zoot, but you have my email address if you want to get in touch.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thank you caro I very much appreciate your offer and may well take you up on it when the time comes. Zoot contacted me and said that Bankfodder wanted to speak to me regarding the claim. I am expecting a call in the next couple of days, I will update you as soon as I know anything.

 

One thing you may be able to answer for me. As you know I am doing this claim for a very dear friend of mine. All the paperwork so far has been in his name. However I know that there is no way he would be able to stand up in court and state his claim. I am more than willing and capable (I think) of doing it. Is there anyway that I can now get my name included as his representative without disrupting everything.

 

I would appreciate any info you can give me on that.

 

 

Regards

 

Lizzy

To Love & Be Loved Is The Essence Of Life

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I understand that you can be what is known as a McKenzie friend or litigants friend and just go with him on the day and speak for him. Perhaps when you submit the bundle you could just include a letter from him stating that this will be happening.

 

I don't think you could change the paperwork to reflect this, unless you were a paid professional.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

Hi everyone.

 

Just to say that my friend received an offer of £10.5K today which he is going to accept. Not the outcome I wanted, I was quite willing and in an odd way quite looking forward to taking the claim to the wire. However it is his money and he has made his decision.

 

Can I take this opportunity to thank everyone, especially caro and zoot, for all their help and encouragement. A donation will follow in due course.

 

I can now concentrate on my own claims against Yorkshire and Abbey.

 

Once again many thanks to you all for your help and support.

 

Best Regards

 

Lizzy

To Love & Be Loved Is The Essence Of Life

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I was looking forward to coming to court with you Lizzy, but maybe we can do it on your claim. If your friend is happy with the outcome that's the main thing.

 

I can understand him settling now rather than waiting months and risking the case in fast track. Did he get all his charges, and just lose the interest?

 

Oh and congratulations. Don't sign the discontinuance until you get the cheque.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hello Caro, Zoot, Lizzie and anyone else who may be able to advise me.

 

I am claiming 11K as a Limited Company against YB and am at the AQ stage and have been asked to complete N150. My confusion is:

 

1. should I try to go for small claims

 

2. should I use the Draft Order for Directions as suggested by GARYH and Bankfodder in the General - New strategy for AQs posts 2 and 3

 

3 Do I request an order of Standard Disclosure or use the special directions outlined by GARYH which requests that the case be taken to small claims

 

I thought everything was pretty clear until I have read a few threads and now I'm a little worried about making the correct entries on the AQ.

My thread is in Yorkshire Bank section HIGGGY V YORKSHIRE BANK, and if you read this you will notice that I have submitted a N244 to amend the POC. My AQ has to be submitted by 7th June (Thurs).

Does anyone know that if the judge accepts my N244, will the AQ have to be re-submitted?

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