Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Scottish small claims procedures


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6460 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

well another twist.. On Sat just received another offer letter (very overdue) of £270 which is obviously still short of the full amount, is the standard thing to write to say we accept this as an interim payment but will pursue you for the rest? or do we just straightforward decline, dont want to lose this money obviously??
Just repeat the same letter as before and fill in the claim form for the court. The fact that they've made an offer means that there's little chance of them suddenly changing their minds and defending it.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

Link to post
Share on other sites

  • 1 month later...

ok... i am still pursuing this but I have been side tracked lately (see my other thread!)

 

.. i have just completed forms for HBOS.. just wondering where i put the interest figure on the form 1 and 1b?? Do i attach separate tables to the forms with details of the total charges and charges with interest .. ??

 

there does not seem to be place to put total sum of claim (inluding interest) on the form apart from box 4 where you specify the amount and simply say you want the 8% on that.. should i actually just put the amount including interest or not bother at all..

 

hope this makes sense..

Link to post
Share on other sites

also where has the interest calculator gone on the site.. could do with some guidance on the interest malarky...i might just have to give up otherwise. Also do you know where you put specify the expenses for the action on the court forms...

 

so many questions..... help much appreciated, thanks! x

Link to post
Share on other sites

Sarrahk,

Noticed Your Location: east london -If your boyfriend lives with you (even some of the time) it may be easier to claim through moneyclaim using your address.Believe some Scots are doing it this way with friends address etc.

Nationwide Total settlement for first claim £810.92 (Charges £570.00) total charges £2579.00 (Another 4 claims to make)

 

Tesco personal Finance -NO penalty charges see post end thread

Egg DPA complaint sent to ICO see thread

Egg also trying to get defaults removed

Abbey National/MBNA credit Card - Eventually settled in FULL:)

 

Citibank Preliminary sent 19/08/06

MBNA DPA sent 30/07/06

Mrs CharlieHo v Providian DPA sent 30/07/06

 

MORE TO FOLLOW

 

Advice & opinions of CharlieHo are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

Link to post
Share on other sites

yeahi did consider this but he lives in edinburgh (although visits a lot and is moving down in next couple months!) and his account is registered to his address in scotland.

 

I have pretty much cracked the scottish forms and managed to complete, just a few wee points with interest etc as above but actually i had a look at the useful small claims guide and i think i know how to do rest of it now..

Link to post
Share on other sites

is the legislation to be quoted in my small claims form for scotland same as in england.. i.e. unfair contract terms act etc?? (as in scotia's template??)

 

would appreciate quick reply on this one as planning to send forms off today...

Link to post
Share on other sites

Sarrahk,

Take a look at Scotias post Scottish Procedure.

The schedule of claim I used (mainly from the Govan law centre but bits from Scottias ,is in my CharlieHo V Nationwide post).Vampiress has a spreadsheet to attach which you can find in the templates library

 

charlie

Nationwide Total settlement for first claim £810.92 (Charges £570.00) total charges £2579.00 (Another 4 claims to make)

 

Tesco personal Finance -NO penalty charges see post end thread

Egg DPA complaint sent to ICO see thread

Egg also trying to get defaults removed

Abbey National/MBNA credit Card - Eventually settled in FULL:)

 

Citibank Preliminary sent 19/08/06

MBNA DPA sent 30/07/06

Mrs CharlieHo v Providian DPA sent 30/07/06

 

MORE TO FOLLOW

 

Advice & opinions of CharlieHo are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

Link to post
Share on other sites

wow! thats an impressive statement of claim! i have just done mine as Scotia has to keep it simple.. i think i will just leave it like that for now. With the interest i looked up in the small claims guide and it just says you can only claim 8% annually from date of service (judicial rate) so i have just written that in the claim. I have just attached basic spreadsheet listing the charges and dates they were applied.. fingers crossed that will be ok. I have also specified amount of expenses £49 for court fee and data protection request..

 

what do you think will happen once forms served?? do you think they will pay up or go all way to court.. scary stuff!

Link to post
Share on other sites

Did mine as Scotia and filed on Tuesday. Nothing yet, but if you keep an eye on my thread, it'll be posted about things.

BoS:- D P A sent 09/06 Prelim. request 29/06 £1755 plus interest

1st claim Filed 5/10/06 SETTLED 19/10 £747.80 plus £534.31 interest

Link to post
Share on other sites

Hi Sarrahk,

I copied Scotias claim almost to the letter, against BoS. In Scotland they give you a return date then a prel hearing date about 7 days apart. My return date was 18/8/06, BOS waited till 11 days before return date then s##t themselves and paid up. lol

Mairi

Link to post
Share on other sites

Sarah, I don't think you can claim for the DPA request, as it is a 'service'... Not sure though. I'm sure the court will keep you right.

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

Link to post
Share on other sites

Hi Sarrahk,

I copied Scotias claim almost to the letter, against BoS. In Scotland they give you a return date then a prel hearing date about 7 days apart. My return date was 18/8/06, BOS waited till 11 days before return date then s##t themselves and paid up. lol

Mairi

 

Ha ok! thanks! Well fingers crossed thouugh i have to say we are not backing down on this one, am ready for a court battle if needs be,they have had enough time!

 

I am down as my boyfriends "authorised lay representative", I am actually a trainee solicitor but for crime in England & Wales, but i am just down as a lay rep so all the paperwork will come to me (& i checked with the court & even if he has a lay rep they will still arrange the service) so lets see what happens..

Link to post
Share on other sites

Sarah, I don't think you can claim for the Data Protection Act request, as it is a 'service'... Not sure though. I'm sure the court will keep you right.

 

thanks for this, well lets see if i can get away with it or not.. i should have also added all the special delivery costs and postage on too as thats probably cost me over a fiver!

 

I will keep an eye on your post givemeitback!

Link to post
Share on other sites

Doesn't the SAR template state that you're claiming back the statutory fee if they charge it? From what I've read on here, everyone claiming seems to have included their SAR fee of £10.

Royal Bank of Scotland - settled

 

seaweasel is not a lawyer

Link to post
Share on other sites

It does.. that's a new addition though... muct remember that when claiming! Thanks for pointing it out.

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

Link to post
Share on other sites

  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6460 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...