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re: plp premium charges


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Last week 10 companies were fined for misselling ppi. I have just recieved back all ppl charges from one card company and intend to claim them from Nat West, on the basis that I did not ask for it, and they did not check my suitabilty for this cover which they must do. I believe they are, therefore, guilty of misselling

Creation Financial Services--S.A.R - (Subject Access Request) sent 18 Oct

Statements received 28 Oct

PAR sent 30 Oct for £910 Credited £282 as Good will Offer

LBA sent 28 Dec for £730

N1 filled out, but they phoned and settelled in full 19 Jan:D

GE Capital--S.A.R - (Subject Access Request) sent 18 Oct

Capital One---S.A.R - (Subject Access Request) sent 18 Oct

Great Universal(Littlewoods Shop Direct--S.A.R - (Subject Access Request) sent 18 Oct

PAR sent 19 Jan


Nat West--S.A.R - (Subject Access Request) sent 26 Oct

Received 27 Oct

Acknowledgement received 28 Oct

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I think the bit of the site you are looking for is PPI but what are the cirumstances because PLP is insurance on the loan so technically you do not have charges on it per se

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