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    • Hello, I am a private seller and recently sold a pair of trainers on eBay.  Everything seemed fine until just after the eBay 30 day mbg had expired.  The buyer contacted me with photos showing me that both shoes had ripped.  He wanted his money back, and after refusing to refund him, he then left me retaliatory and defamatory feedback on my profile to the effect that I had sold him fake trainers (this was removed by eBay).  He then initiated a chargeback via Paypal.  Invariably, the outcome was in his favour, and I have now been charged for the cost of the trainers.  I would have also been stung for the chargeback fee, but eBay refunded this.  Incidentally, I do have the email receipt of the trainers from when I bought them from a well-established and bona fide online retailer.  The susbequent conversation with eBay followed its predictable course, i.e. the chargeback is out of their hands etc. I have been in contact with citizens advice, and my bank.  Citizens advice told me that as a private seller I'm responsible for the "Title and description" of the goods, but not the performance, or the fitness for purpose.  To me it is clear; if you receive something that's not as described, you don't then use the goods, and more than 30 days later claim 'not as described'.  In my mind, this makes the claim fraudulent.  He's used the 'they're fake' card to give credence to a 'not as described' claim here, obviously, without any evidence.  My understanding is that the chargeback is unlawful, because the trainers were shipped as described.  However, I read something on an eBay forum regarding sellers having no statutory rights, i.e. no right to appeal against a chargeback decision, or to complain to the financial ombudsman.  Does this mean that if my bank disputes the charge on my behalf, it will be to no avail, even if it's recognisably a fraudulent chargeback?  I have reported it via the Actionfraud website. Any advice, anyone?  Would be most grateful!
    • Thank you, I have drafted my letters and started to complete the reply form, printed from this site and not using the one they provided.    2 questions, on the forum link it says to tick box D & I, the reason for box D will be given on my thread, what would my answer be to "I dispute the debt"?  Do I send anything for the Vodafone debt they have included?  I've only done 118 loan s. 77 & capital one credit cards so. 78    Thank you  
    • It'll be something to the effect of:  "I am in receipt of your letter before claim.  I was awaiting a passenger as a licensed cab driver on the Locton estate who subsequently cancelled the pickup after me waiting a while and will fight this in the small claims court if necessary. Plus I have friends who are experts in contractual law and make it their business to defeat these spurious PPC claims.  So issue the claim form or go forth and multiply, up to you"
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Part settlement letter recieved - some advice needed please!


jonat
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Hi there

 

I've just recieved a letter offering £1523.49 of a claim for £17771.50. The problem I have is their deadline for replying to my LBA was the 26th Jan and although I only got the letter on Tuesday it is dated the 25th! My Questions are:

 

1. Can I send them the standard rejection letter, offering them extra time to respond.

 

or

 

2. Do I have to recover the full amoint via court, and if so will it jepordise my case?

 

Any help would be appreciated.

 

A chuffed CAG'er :D

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jonat

I would send them the standard rejection letter stating you will accept as part payment etc ,on understanding that you will pursue the remaining amount through the courts

then just continue with the tried and tested methods on the site

.

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Also stick to your timescales if they miss it, just continue (unless it is a full offer or you wish to accept an offer)

They seem to be late on their replys must be the amount of claims they have to deal with

It will not jeapordise your case if it goes to court just because they made an offer that was not acceptable to you. Go get all your dosh :D

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Cheers for the info Gordylar - a bit confused though?

 

Are you saying you think I should start my MCOL or send them a letter offering 7 day extension (bearing in mind their deadline was last Friday)

 

Jonat

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I wouldn't offer them an extension it would just mean you have to wait longer for your money. They would have made it clear in their offer that it is all they will offer.

Therefore continue with mcol. If the 14 days have passed since the lba stick to your schedule, 14 calender days not working days don,t give them an inch.

Hope this helps.

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