stressed help

[liverbird9]

Hi I am new to this so forgive me if I appear not to know what I am doing you are probably right.

 

I have sent all my letters with charges included on a spread sheet. I also included interest debit is this correct?

 

Abbey have basically told me to get lost so I am now preparing to apply to the small claims court. When I am filling in the interest calculator at 8% do i also charge 8% on the £0.88 interest debit.

 

Thanks to anybody who replies

 

Liverbird

[Mad Nick]

liverbird9, No, don't include in your spreadsheet anything other than the charges which invariably end in .00 It's only those that have interest added to them. Regards, Mad Nick

[liverbird9]

thanks for the advice much appreciated

[Robhughes]

Hi Liverbird, in your response to your question on my thread, you need to have sent the court a schedule of charges showing the 8% interest when you filed your claim. Assuming your LBA said you would claim at the court for total charges plus interest plus costs, that should be fine. Keep a copy of your live sschedule of charges so you can keep track of how much interest they're accruing

[liverbird9]

Hi Robhughes

thanks for your quick reply. i know i sound a bit stupid but when i filled in the money claim on line form it did not ask me to send a schedule of charges i just put the figures in is this right or do i have to send the excel sheet to the court or wait until i get a court date.

 

sorry for all the questions i am just freaked out by the whole experience but do not want Abbey to get away with it.

[joelimpet]

Hi , about 10 days ago i rang for my statements, abbey said they would take about 7 to 10 days . Ive rang today and i was told tghey would take 10 weeks can any one advise me please:evil: