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I've written PA and LBA but to no effect at all.

 

They have written back each time politely ignoring the lawful charges issue and just saying they were in line with T&Cs of the account.

 

Today is ACTION day, so I'm claiming £520 in charges from them.

 

I'll let you know how it goes.

:D <-- MazzaB, financial warrior! (*with a little help from my [real] flexible friends.......*) Bank ---> :mad:

 

:) Please click on my scales if you find my comments helpful! (or ya think i'm sexy ;))

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  • 1 month later...

Clydesdale have offered less than half (£210.75) in settlement. They have also filed acknowledgement of service.

 

I think they are going to go to court. Bring it on!

:D <-- MazzaB, financial warrior! (*with a little help from my [real] flexible friends.......*) Bank ---> :mad:

 

:) Please click on my scales if you find my comments helpful! (or ya think i'm sexy ;))

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I have recieved the defence from Clydesdale. It looks much the same as the one sent recently and tagged to the Whistleblower documentary. I wonder if they are worried about the effect this is going to have in court.

 

I now have to fill in the allocation questionaire.

:D <-- MazzaB, financial warrior! (*with a little help from my [real] flexible friends.......*) Bank ---> :mad:

 

:) Please click on my scales if you find my comments helpful! (or ya think i'm sexy ;))

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mazza

 

The wordings of most of the defence statements are done to fit all claims they receive. This is why you sometimes see that some statement may not be directly relevant to your particular case.

 

They are playing a game. Their game will soon be over.

 

Good luck

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Clydesdale have now offered the full ammount plus court fees but without statutory interest. I have written to them already asking for the full ammount flat. I shall do so again (Interest is nearly £100).

 

Are they worried? I think they must be.

:D <-- MazzaB, financial warrior! (*with a little help from my [real] flexible friends.......*) Bank ---> :mad:

 

:) Please click on my scales if you find my comments helpful! (or ya think i'm sexy ;))

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I have put in the alllocation questionaire with the new 14 day limit suggested draft order.

 

I was about to spend hours doing court bundles for 14 days later until I read a few more threads and realised that I don't have to do that until the draft order is issued. I think I might start getting the bundle ready anyway, so I am nimble on my feet and ready to roll if the draft order is accepted......

:D <-- MazzaB, financial warrior! (*with a little help from my [real] flexible friends.......*) Bank ---> :mad:

 

:) Please click on my scales if you find my comments helpful! (or ya think i'm sexy ;))

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Mazzab, the judge in my case agreed to the draft order but gave each side 28 days to comply, so i had plenty of time to do the bundle, the most time consuming job was my statement of evidence. The rest was printing and filing 550 pages into 3 bundles Phew !!!

 

Today is the last day for YB to submit their bundles but surprise surprise :rolleyes: they haven't bothered

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  • 1 month later...

The mighty wheels of justice turn slow and grind fine....

 

**.04.07 Judge R L Hendicott: "upon courts own motion etc." "of own initiative, without hearing etc" :?

 

It is ordered that:

 

1) Directions will be given by Judge G Hickinbottom on **.08.07 at (*time*) Cardiff Civil Court

 

2) The parties may appear in person or make written representations as to how the case should proceed provided a copy of the representations is sent to the court and the other side at least 7 working days prior to the hearing.

 

I have questions :???: for the more experienced :cool: of you folks out there:

 

A) what sort of hearing is this:

Is this a preliminary hearing, final hearing, or something else?

May the court still accept the draft order at this hearing?

Is there any chance of CBs / my case being struck out? :-D/:shock:

 

B) What should I do in preparation:

Should I prepare a full court bundle?

If not is it worth going in person? - I'm free that day and I live near.

Any other tips? !!! :rolleyes:

 

C) Anyone know anything of judge Higginbottom: nice or nasty to newbies like me; Sympathetic or antagonistic on bank charges etc. (PM me - you don't want to post potential libel about a judge on site!)

 

Cheers and Lovely

 

MazzaB

:D <-- MazzaB, financial warrior! (*with a little help from my [real] flexible friends.......*) Bank ---> :mad:

 

:) Please click on my scales if you find my comments helpful! (or ya think i'm sexy ;))

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  • 3 months later...

Now I've had a letter saying they will pay out the ful ammount without interest if I settle before the test case - which could be years. Its only gona be £100 of interest so I think I'd be best off taking the money and running!

 

Thanks for all your advice guys!

:D <-- MazzaB, financial warrior! (*with a little help from my [real] flexible friends.......*) Bank ---> :mad:

 

:) Please click on my scales if you find my comments helpful! (or ya think i'm sexy ;))

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  • 2 years later...

2 years on and no cheque. I'm gonna chase for the interest now!

:D <-- MazzaB, financial warrior! (*with a little help from my [real] flexible friends.......*) Bank ---> :mad:

 

:) Please click on my scales if you find my comments helpful! (or ya think i'm sexy ;))

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