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    • Hi LFI, With regard to the ANPR cameras in your post #65, while I was on the phone to the Planning Department, they did take a look at Google Streetview and went back to 2012 where they could see the ANPR cameras in place so therefore they would have deemed consent. I had previously read the T&C Planning Regulations and had read the section on deemed consent so I understood the point they made on the phone. It doesn't matter though, that doesn't harm my case any, and I shouldn't really mention this now, (this is what you reminded me of on another thread) but in the past I was a member of a scheme that gave me access to legal advice, I have spoken to a barrister previously through this scheme on another matter and I think I am still a member. I am going to check if I am still a member of the scheme, and if I am I will discuss my case with a barrister or solicitor, whichever the scheme deems appropriate. I will let you know the outcome. I am also going to take Bankfodders advice in the sticky and go to the local court and ask if I can sit in on a case in the Judges office.
    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
    • Paperwork says sealed consent order and composite settlement agreement      YES  ADDISONS DISEASE 
    • Hi, This may be the wrong place for a thread BUT If you receive a defence, can you send a CPR 31.14 request for document mentioned in the defence, and then apply to proceed with the case only after (14) days passed or they respond OR is it only if you receive a claim I see @dx100uk thread is for when you receive a claim, but can you also do the same when you receive a defence?
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40 days up


elgringo
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  • 1 month later...

abbey have still not satisfied my requests for the full 6yrs statements only rec`ved last 13 months even after sending them a 2nd letter.

what now ? ??

have read lots of posts regarding 40 day expiry but so many posts now im confuded...aint hard to do .lol

do i send this letter which i found on here in another post by alanofderby:-

 

LETTER BEFORE ACTION

Section 7 – Data Protection Act 1998

 

Dear Sir/Madam

 

Account: xxxxxxxx

 

I am in receipt of the documents that you have supplied in response to my Data Protection Act information request dated (Insert Date). The disclosure of personal data is incomplete in that at least the following documents are missing.

 

1) You have failed to provide a complete list of transactions and charges for the period prior to (insert date).

 

2) You have provided no notes, or documents relating to instances of manual intervention for the period prior to (insert date).

 

Add anything else that you think is missing.

 

This is not an exhaustive list by any means, it is just an example of some of the information I am missing.

 

Accordingly, I have to tell you that you have not yet complied with your obligations under the Data Protection Act 1998.

 

The time for compliance with my request has now expired. If you do not comply fully with my Subject Access Request within 7 days, I shall apply to the County Court for an order together with damages at the discretion of the court.

 

Yours faithfully,

 

or

(1) do i just inform the ic? if so is there a standard letter of complaint to them?

(2)calculate the charges on the last 13 month then multiply by the oustanding months which they failed to send me statements for ? then send them a LBA?

 

would b gratefull if anyone could clear a way for me , think ive been reading way tooooo much and confused myself .lol

thxs.

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Proceeding with your claim as it stands should not prevent you from raising further claims in the future - good luck.

 

Regarding DPA compliance, I am sure you will have read this thread: http://www.consumeractiongroup.co.uk...ead.php?t=4031

 

When their time is up report them.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I have merged your threads - but please ensure that further updates are made to this thread.

 

The letter looks fine - I would leave a complaint to the IC until after your court claim, since youmay have further things to add to the final complaint.

 

If you think that will give you are reasonable estimate then your calculation will be fine - at the end of the day Abbey will eventually have to provide the information, and the figure can be corrected then.

 

 

 

 

 

 

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okks thx alan and bookworm for sorting things out for me

am going to send letter out in morn recorded del of course.

hey!!! i 4 got to mention they even cashed my £10 chq even tho they have`nt sent the the full 6yrs statements.whats that all about? lol

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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